Compass has launched litigation against CRMLS over whether properties that are publicly marketed outside the multiple listing service must nonetheless be entered into the MLS, challenging entrenched rules on listing dissemination, cooperation and compensation. The dispute probes the legal limits of MLS governance and [...]
Mortgage servicers are increasingly turning to pre-foreclosure short sales as a front‑line loss mitigation tool to resolve a surging cohort of homeowners who are both underwater and delinquent. Confronted with negative equity and rising delinquencies, servicers favor short sales because they typically shorten resolution [...]
Mortgage lenders often assume that automation and AI will materially lower origination costs, but those outcomes depend on a clear accounting of how much expert attention each loan consumes. Without granular measurement of underwriting judgment, exception handling, pricing overrides and other high-touch activities, AI [...]
Private lenders: case study of a banker-turned-builder highlights how risk tolerance and assumed returns shape underwriting, pricing and portfolio outcomes
Lenders are confronting a structural shift in the labor market as a growing share of the youngest workforce earns significant income outside traditional payroll arrangements. That change is reshaping borrower profiles: pay is more variable, documentation is fragmented across platforms, and conventional verification and [...]
A new survey finding shows a clear majority of respondents report that recent disruptive events have prompted them to revise retirement plans, generating widespread reassessment of timing, savings and asset allocation. Individuals say they are responding in varied ways — delaying retirement, adjusting contribution [...]
Higher rates shift markets toward buyers, boosting buyer leverage and trimming a fixed-budget buyer's buying power by $22,000 - private lenders: note soon.
Analysts conclude that a pronounced lock-in effect continues to shape the housing market, with a sizable share of homeowners electing to stay put to retain low-rate mortgages. That reluctance to list is suppressing turnover even as a modest uptick in supply emerges from a [...]
An analysis of 10 million real estate leads found that 91% received no human contact within 90 days, revealing a pervasive lapse in the lead-to-engagement pipeline across agencies and lenders. The scale of unaddressed inbound interest signals significant inefficiencies: marketing budgets generate volume but [...]
Ownify’s partner arrangement channels third‑party capital to finance home purchases while buyers make five years of fixed payments before confronting a contractual choice: renew the arrangement or complete a buyout. The design offers predictable short‑term payments and a defined window for buyers to repair [...]
