The Breakaway Era Comes to an End.
Analysis of slowing DSCR growth and a shift from expansion to market share as rates turn reactive. Implications for underwriting and portfolio strategy.
How a Fed rate hike affected DSCR and bridge loan markets.
How the September Fed increase moved DSCR rates and bridge loan spreads, and what underwriting, pricing and portfolio teams at private lenders and.
Urban Institute Confirms Private Lending Supports Housing Market.
Urban Institute finds residential transition lending drives housing production. Relevant for lenders and servicers evaluating risk and market capacity.
Northwind grants $231M to convert Manhattan office tower, up to 450 units.
Coverage of Northwind's $231 million loan to convert 675 Third Avenue into up to 450 rentals with 25% affordable units, relevant for lenders and servicers.
UMH Reports 29% Rise in Manufactured-Home Sales but Posts Quarterly Loss.
UMH Properties reported an 11% rise in third-quarter income and 29% growth in manufactured-home sales, but recorded a $2.1 million loss attributable to.
Homebuilders and lot sellers now price risk differently.
Homebuilder margins fell to about 20% while incentives rose to 8 - 12% of price. Private lenders and servicers should reassess underwriting and lot risk.
COLA and tax relief could reduce older consumers’ spending gap.
Examines how higher benefits and a tax break could narrow seniors spending gaps and affect renovation demand and affordability assessments for lenders.
Australia’s cash rate hits 4.85% amid housing slump and high inflation.
RBA hike to 4.85% deepens housing slump and raises mortgage-market risk. Private lenders and servicers need to assess credit exposure and servicing strain.
eLEND lowers credit score thresholds for FHA and conventional loans.
eLEND's temporary CreditEdge program accepts select FHA cash-out refinances with scores of 500 - 579 and certain conventional loans below 620, subject to.
A Fresno lending executive was indicted in alleged $64M Farmer Mac fraud.
Prosecutors allege a $64M fraud tied to a $58M refinancing and Farmer Mac loans, prompting private lenders and servicers to reassess underwriting risk.