Spain’s decree limits discounted sales and supports new-build financing.
Spain housing decree limits discounted property acquisitions, expands tenant protections and enables new affordable-housing finance; implications for private lenders. NB.
MBA urges policy reforms to reduce housing costs.
A major mortgage trade group is warning that rising tri-merge credit-report costs are squeezing lenders’ margins and complicating underwriting operations. Higher per-file fees for three-bureau pulls are driving up direct origination expenses, with smaller banks and correspondents particularly exposed to the cumulative burden. The [...]
Pulte signals a review of LLPAs and credit reports.
Pulte pushed back against media reports that he might become White House chief of staff, publicly rejecting speculation and seeking to correct the record. The rebuttal aimed to contain political rumor and clarify his stance, signaling the personal and institutional stakes that accompany high-profile [...]
Determine whether the CCPA applies to your lending business.
Guide for private lenders on CCPA scope, data collected from borrowers/guarantors/principals and practical compliance steps to manage privacy risk. And FAQ
eXp settles sex trafficking suit before trial: impact on the brokerage.
A court filing indicates that legal claims against Bjorkman and Golden remain active despite a public notice announcing a settlement, creating a mismatch between the formal docket and external communications. That procedural disconnect forces mortgage industry stakeholders—investors, servicers and counterparties—to treat the matter as [...]
Do listing sites cause a ‘resort fee’ issue in real estate?
Senators Warren and Booker have signaled heightened concern to the Federal Trade Commission about opaque distribution practices that can distort the mortgage marketplace. Their letter highlights lead routing operations that monetize and divert consumer inquiries, lender steering by brokers or platforms that favor particular [...]
A coaching framework for real estate agents facing sustained setbacks.
Darryl Davis sets out a clear leadership sequence that prioritizes diagnosis before action: identify who is involved, determine why issues are occurring, then develop strategy. That ordering forces managers to move away from one-size-fits-all fixes and toward tailored interventions that account for individual roles, [...]
Indicators an agent may depart your brokerage and how to respond.
Industry findings underscore that retaining mortgage originators and support staff demands a strategy that goes well beyond monitoring sales figures and tweaking commission plans. Compensation remains essential, but firms that treat pay as the primary retention lever often see short-lived production gains and recurring [...]
Can mortgage rates fall below 7% during the holiday season?
A credible route for mortgage rates to move back below 7% remains plausible if several market forces align. A sustained easing in long-term Treasury yields, driven by slowing growth expectations and softer inflationary pressures, would be the primary tailwind, especially if central bank forward [...]
Retirement confidence is lower among the youngest senior homeowners
Longbridge survey of 2,000+ homeowners shows 47% confidence among ages 55 to 64; private lenders may see this cohort as stable demand for tailored lending