Equifax mortgage revenue rises despite weakening lender market.
Equifax reports 15% mortgage revenue growth while higher rates soften demand; insights on market pressure and lender risk/opportunity for private investors
California home sales decline 6.5% as median price holds near $900,000.
California single-family sales declined 6.5% year-over-year while median price held near $900K, altering inventory, underwriting and private-lenders' risk.
Mortgage rates decline after AI stock sell-off and lower Treasury yields.
Mortgage markets showed modest easing as HousingWire Data reported the average 30‑year conforming mortgage rate at 7.52%, down 11 basis points from the prior week, alongside a retreat in the 10‑year Treasury yield to 5.09%. The decline reflects renewed demand for longer-duration debt and [...]
Mercantile Bank’s mortgage portfolio grows yet stays below prior levels.
Mercantile’s residential mortgages rose modestly while overall balances remain reduced; commercial lending grew. Private lenders should assess funding gaps.
TransUnion and Bankrate Add Competing Lender Offers to Credit App.
TransUnion and Bankrate integration adds personalized lender offers to Credit Essentials, creating a new borrower-acquisition channel for private lenders.
Fannie Mae Raises Caps on Foreclosure Attorney Fees.
Fannie Mae raises attorney fee caps for foreclosure and bankruptcy and updates servicer access to Do Not Send 1099‑C list—implications for private lenders.
MPF Xtra lenders face escrow reporting change as loan data rules shift.
MPF Xtra lenders must submit escrow events separately to Computershare in Excel, CSV or JSON; loan-delivery updates add appraisal and property fields. Note.
Side’s Google tie-up with HouseCanary may improve listing visibility.
More than 600 Side partners across 19 states can qualify to appear in Google's mobile carousel via My State MLS, increasing visibility for private lenders.
Beeline aims to reduce annual costs by $3 million.
A digital lender is implementing a cost-cutting plan that reduces operating expenses by $250,000 per month while shifting the business toward greater automation and data-driven decisioning. The initiative centers on deploying artificial intelligence across origination, underwriting and servicing to compress cycle times, cut manual [...]
Housing policy overlooked the cost of staying in a home.
A recent survey found that 63.2% of homeowners report significant stress from rising ownership costs, driven primarily by higher property taxes, insurance premiums and routine upkeep. That majority highlights a broad affordability squeeze that is reshaping household budgets: many owners are cutting discretionary spending, [...]