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How Subprime Loans Differ From Non-QM Loans: A Hard Money Lenders Perspective

2022-01-11T01:04:23-08:00Private Money Lending|

When the  Great Recession of 2008 hit the world, millions of Americans lost their homes. Even the housing market that is always known to experience an increase against all odds collapsed. The National economy was left in shambles. Although the blame game started, but [...]

Do Hard Money Loans Require a Down Payment?

2022-01-11T01:05:03-08:00Private Money Lending|

If you are new to hard money lending, it is normal to have a series of questions. Moreover,  it's different from conventional lending. The hard money loan process is much simpler, and it has similarities. Hard money lenders are individuals or investment groups that [...]

Debt-To-Income Rule is a Blessing for Lenders as Well as Borrowers

2022-01-11T01:13:04-08:00Private Money Lending|

Private lenders are usually chosen over a full-fledged financial institute for a mortgage loan. One reason for this is that private lenders can approve loans much quicker than other financial institutions, such as banks. One of the prominent features is that hard money lenders [...]

How Hard Money Lenders Evaluate Deals

2022-01-11T01:57:38-08:00Private Money Lending|

Hard money lenders usually fund based on a loan-to-value ratio (LTV), which means they lend up to a particular proportion of the property's current market worth, usually 65-75 percent. Some lenders may also lend based on the property's after-repair value (ARV), which is the [...]

How to Make Money with Hard-Money Loan

2022-01-11T01:57:23-08:00Private Money Lending|

For giving repair property loans, hard money lenders are generously compensated. Hard money loans are used by most people who adore real estate and want to repair up or restore run-down properties. The hard money loan industry brings together investors eager to make a [...]

Why Reputable Hard Money Lenders Invest Time and Resources to Rigorously Verify a Borrower’s Ability To Repay?

2022-01-11T01:30:29-08:00Private Money Lending|

Hard money lenders are generally preferred by real estate investors over large financial institutions such as banks when it comes to acquiring loans. The following are the main reasons: Private money lenders process loans significantly more quickly, which is ideal for someone looking for [...]

Why DSCR is Important to Real Estate Investing

2022-01-11T01:33:08-08:00Private Money Lending|

The acronym DSCR is one of many in the finance sector. It is critical to real estate investing, and practically every lender considers it when evaluating projects. A debt-service-coverage ratio (DSCR) is an abbreviated version of the debt-service-coverage ratio. It's a closely studied metric [...]

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