The Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) took action against TransUnion over claims that the company illegally offered renters background checks without their consent.

TransUnion is one of the three major credit reporting agencies in the United States.

According to the CFPB, TransUnion violated the Fair Credit Reporting Act (FCRA) by:

– Failing to get consumers’ consent before running background checks
– Failing to properly disclose that it was running background checks
– Failing to properly investigate and correct errors in background check reports

The FTC’s complaint alleges that TransUnion misled consumers by telling them that the background checks would be free when, in reality, the company charged consumers a fee.

TransUnion has agreed to pay $13.93 million in fines and restitution.

The CFPB’s action against TransUnion is part of the bureau’s ongoing effort to crack down on credit reporting agencies that violate the law.

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