This article summarises the potential impacts of rumoured changes to banks' capital rules for mortgages from industry insiders, analysts, and trade groups: higher interest rates, shift in mortgage volume to nonbank lenders, and diminished appetite for managing mortgage servicing rights. Stay ahead of the curve with exclusive insights into the mortgage market!
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"Angelo Robert Mozilo, founder of Countrywide Financial, passed away this weekend at the age of 84. As a pioneer in the Mortgage industry, he will be remembered for leaving behind a lasting legacy in the world of Home Finance. Pay your respects to this remarkable man by learning more."
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Discover how foreclosure filings soared in the first half of 2023 and how this affected the US housing market. Learn more about the effects this high rate of defaults had on private US lenders and the overall US economy.
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Discover new insights in the US mortgage industry. Learn how purchase mortgages dominate the market with almost 90% of locks nationally in June, while refinances accounted for less than 20% in some metros; knowledge straight from Black Knight. Make informed decisions based on the latest mortgage stats.
