Court Affirms FinCEN’s Anti-Money Laundering Regulations for Home Sales
A federal judge has upheld FinCEN’s AML rule for cash home sales. Implementation is now delayed to March 2026 following FNF’s legal challenge, impacting private lenders.
Performing Notes: Your Blueprint for Stable Investment Income with Professional Servicing
The Future of Note Investing: Why Performing Notes Remain a Stable Asset The Future of Note Investing: Why Performing Notes Remain a Stable Asset In the dynamic world of alternative investments, real estate notes have steadily carved out a significant niche. For years, investors [...]
Huntington Bank’s Carolyn Gorman Discusses Expanded Mortgage Partnerships
Huntington Bank anticipates a 50% increase in mortgage production following acquisitions of Cadence and Veritex, enhancing its presence in Texas and the Southeast.
FirstHome IQ Collaborates with MBA to Enhance Loan Officer Advocacy in Congress
Join a nationwide initiative uniting loan officers to advocate on Capitol Hill for housing affordability, credit access, financial literacy, and sustainable homeownership.
Managing Seller Carryback Note Defaults: What to Do When Payments Stop
When a seller carryback note stops paying, the response in the first 30 to 90 days determines the outcome. This guide covers borrower communication, loan modification, forbearance, foreclosure, and deed in lieu — and why professional servicing changes the calculus at every stage.
Pending Home Sales Experienced a Decline in January
Pending home sales show mixed trends, increasing in the Midwest and West while declining in the Northeast and South, highlighting regional market dynamics.
HUD Proposes Regulation to Remove Noncitizens from Public Housing
HUD's new rule aims to ensure that only eligible tenants reside in HUD-funded housing, potentially impacting occupancy and funding dynamics in the public housing sector.
Mastering the Sale of Re-Performing Notes
Re-performing private mortgage notes attract strong secondary-market interest when documentation is complete, pricing is data-driven, and the note's rehabilitation history is presented transparently. Here is how to prepare and sell yours effectively.
Future-Proofing Private Lending: Mastering Regulatory Compliance in Mortgage Servicing
Private lenders who build regulatory compliance into their servicing operations protect note performance, reduce legal exposure, and strengthen investor confidence. This guide covers the compliance landscape, common failure points, and the structural framework that future-proof private lending operations require.
State Late Fee Caps: Navigating Compliance and Profitability for Private Mortgage Lenders
State legislatures are capping late fees on private mortgage notes, creating jurisdiction-specific compliance requirements that affect fee calculations, servicing disclosures, and portfolio profitability. Here is what private lenders need to know.