Drafting Enforceable Notices of Default for Private Mortgage Loans

2026-06-16T01:04:44-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

A six-step guide to drafting an enforceable Notice of Default for private mortgage loans—covering required elements, state law compliance, itemized cure amounts, delivery methods, and the complete default file every servicer must maintain.

Balancing PPNs and NPNs: The Key to a Robust Private Mortgage Note Portfolio

2026-07-29T05:07:36-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

A private mortgage note portfolio performs best with a deliberate balance of performing and non-performing assets. Learn how PPNs and NPNs complement each other and why expert servicing is what makes the strategy work.

Court Affirms FinCEN’s Anti-Money Laundering Regulations for Home Sales

2026-11-02T06:00:16-08:00Articles, loan servicing for private money lenders, private lender servicing|

A federal judge has upheld FinCEN’s AML rule for cash home sales. Implementation is now delayed to March 2026 following FNF’s legal challenge, impacting private lenders.

Huntington Bank’s Carolyn Gorman Discusses Expanded Mortgage Partnerships

2026-11-02T06:00:04-08:00Articles, private lender servicing, private loan servicing company|

Huntington Bank anticipates a 50% increase in mortgage production following acquisitions of Cadence and Veritex, enhancing its presence in Texas and the Southeast.

FirstHome IQ Collaborates with MBA to Enhance Loan Officer Advocacy in Congress

2026-11-02T05:59:58-08:00Articles, private lender loan servicing, private lender servicing|

Join a nationwide initiative uniting loan officers to advocate on Capitol Hill for housing affordability, credit access, financial literacy, and sustainable homeownership.

Managing Seller Carryback Note Defaults: What to Do When Payments Stop

2026-07-31T05:12:06-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

When a seller carryback note stops paying, the response in the first 30 to 90 days determines the outcome. This guide covers borrower communication, loan modification, forbearance, foreclosure, and deed in lieu — and why professional servicing changes the calculus at every stage.

Pending Home Sales Experienced a Decline in January

2026-11-02T05:59:54-08:00Articles, loan servicing for private money lenders, private lender servicing|

Pending home sales show mixed trends, increasing in the Midwest and West while declining in the Northeast and South, highlighting regional market dynamics.

HUD Proposes Regulation to Remove Noncitizens from Public Housing

2026-11-02T05:59:56-08:00Articles, loan servicing private lenders, private lender servicing|

HUD's new rule aims to ensure that only eligible tenants reside in HUD-funded housing, potentially impacting occupancy and funding dynamics in the public housing sector.

Mastering the Sale of Re-Performing Notes

2026-08-11T18:02:07-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

Re-performing private mortgage notes attract strong secondary-market interest when documentation is complete, pricing is data-driven, and the note's rehabilitation history is presented transparently. Here is how to prepare and sell yours effectively.

State Late Fee Caps: Navigating Compliance and Profitability for Private Mortgage Lenders

2026-06-16T01:04:37-07:00loan servicing private lenders, private lender loan servicing, private lender servicing|

State legislatures are capping late fees on private mortgage notes, creating jurisdiction-specific compliance requirements that affect fee calculations, servicing disclosures, and portfolio profitability. Here is what private lenders need to know.

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