Real Estate Settlement Procedures Act. Most frequently referred to as “RESPA” this is the law that says that you should be given certain information when you are purchasing a home. The United States Department of Housing and Urban Development (hereinafter “HUD”) enforces the RESPA law. For answers to further questions about RESPA and how it applies to your loan, you can visit the HUD website RESPA link at: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/ramh/res/resconsu

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