GPS For Less Stress and No Guess on Your Road to Success


The Global Positioning System (GPS) is a satellite-based navigation system that works in any weather conditions, anywhere in the world, 24 hours a day. There are no subscription fees or setup charges to use GPS. The receiver can determine the user’s position and record [...]

How to Avoid a Forced Refinance (due to a balloon payment)


What is a stepped payment note? It is a note in which the regular payment (usually monthly) increases annually by a fixed percentage or dollar amount. The rate of interest on the note remains the same. The result is a shorter amortization period. Let’s [...]

How to Close Every Deal, Even in a Slow Market


For real estate agents, business brokers, and mobile home dealers and brokers, seller-carryback financing can make the difference between a “sold” or an “expired” listing. This is particularly so in certain economic cycles. True open-market financing and the rise of the subprime lending industry [...]

Increase Your Productivity – Simplify Your Work – Reduce Your Overhead


In 1939, Bill Hewlett and Dave Packard started a business with a single product: a Resistance Capacity Audio Oscillator. At that time, Bill and Dave were responsible for every aspect of their business: they invented and built the products, priced and packaged them and [...]

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