loanDepot posts $108 million loss despite improvements in volume and margins
loanDepot reduces its projected 2025 net loss to $108 million, with revenues increasing by 12% to $1.19 billion, despite a decline in margins to 324 bps in Q4.
Verification Replaces Traditional Credit Scoring Methods
Discover how measurable confidence in underwriting is reshaping mortgage standards, moving beyond traditional tri-merge credit reports for enhanced decision-making.
CFPB’s Heightened Scrutiny on Private Mortgage Servicing: A Lender’s Compliance Guide
CFPB Signals Increased Scrutiny on Private Mortgage Servicing: What New Lenders Need to Know Now The Consumer Financial Protection Bureau (CFPB) is signaling a significant intensification of its oversight on the private mortgage servicing sector. This heightened scrutiny comes at a critical juncture, as [...]
Hard Money Broker Growth: Master Referral Onboarding with an SOP
Why Every Hard Money Broker Needs a Referral Onboarding SOP Why Every Hard Money Broker Needs a Referral Onboarding SOP In the fast-paced world of hard money lending, relationships are everything. Brokers often thrive on a robust network, with referrals forming the very lifeblood [...]
Builders assess buyer preferences versus their willingness to pay.
Explore how homebuilders are prioritizing multifunctional spaces, storage-efficient kitchens, and warm color palettes as affordability takes precedence over size.
Cavan Companies to Develop New Build-to-Rent Community in Omaha Metro Area
Cavan Companies is set to develop a 16-acre build-to-rent community in Omaha, highlighting trends in rental housing and investment opportunities for private lenders.
February Sees 1.7% Increase in Existing Home Sales
Median home prices show a slight increase, indicating steady demand in the housing market. Explore the latest trends in existing home sales and pricing.
Private Lenders: How to Sidestep $250K in SAFE Act Fines
How a New Private Lender Avoided $250K in Fines by Implementing Proactive SAFE Act Compliance Client Overview Horizon Funding Group, a promising new entrant in the private lending sector, was founded in early 2022 by a team of seasoned real estate investors with a [...]
UWM Adjusts Revenue Forecast Prior to Two Harbors Vote
United Wholesale Mortgage's parent company boosts 2026 revenue outlook before a key shareholder vote on Two Harbors Investment's $1.3 billion merger proposal.
Why Lien Priority Is Everything in Hard Money Loans
The Critical Role of Lien Priority in Hard Money Loan Underwriting In the fast-paced world of hard money lending, where speed, asset-based decisions, and risk tolerance are paramount, one principle stands as an unshakeable foundation for sound underwriting: lien priority. Far from being a [...]