Real Estate Agents Maintain Commission Structure, According to Mystery Shopper Report
Consumer Policy Center's "mystery shopper" interviews reveal consistent commission rates across lenders, highlighting a reluctance to engage in negotiations.
9 Cost Layers That Erode Real Yield on Private Notes — And How to Measure Them
Real yield on a private mortgage note is not the rate on the note — it is the rate after all nine cost layers are subtracted. Private lenders who track the rate but not the costs consistently overstate their actual returns. This post names each layer and shows how to measure it.
Broker Working Group Seeks Clarity on NAR’s Financial Expenditures
Broker working group highlights delayed financial disclosures as a key issue, calling for structural reform to enhance trust within the lending community.
NEXA broadens lawsuit against ex-employee and includes additional defendants.
NEXA Lending intensifies legal action against ex-employees, claiming trade secret theft and breach of contract, potentially impacting industry practices.
Compass alleges collusion between Redfin and Zillow prior to hearing.
Zillow's recent communication highlights its perceived monopoly in the real estate market, raising concerns for private lenders about competitive practices and market dynamics.
Irresistible Note Package: The Secret to Attracting Top Private Mortgage Buyers
A well-constructed private mortgage note package includes an executed promissory note, clean title policy, original borrower underwriting records, and a detailed payment history. Sellers who deliver complete, professionally organized packages attract stronger buyers, close faster, and command better pricing.
10 Seller Carry Strategies That Close Difficult Commercial Sales
Seller carry financing closes commercial deals that conventional lenders reject. These 10 strategies show how sellers convert stalled listings into performing private notes — and why professional servicing determines whether each structure actually pays.
Sage Home Loans Collaborates with Robinhood for Unique Rate Offer
Robinhood Gold subscribers gain access to mortgage rates 0.75% below the national average, plus a $500 credit toward closing costs. Explore the benefits.
AI Developments, Significant Earnings, and Policy Changes in the Industry
Private lenders should note the record Q3s for ICE and Real, PartnerOne’s acquisition of Mortgage Cadence, and AI's transformative impact on real estate processes.
Mortgage Spreads Reach Record Lows, Maintaining Rates Around 6%
Improved mortgage spreads are driving rates closer to 6%, contributing to greater stability in the housing market and benefitting private lenders.