Understanding the core terminology of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) is essential for anyone involved in private lending or seller financing. These federal regulations, while often associated with traditional institutional mortgages, can also apply to [...]
How to Conduct a Servicing Operations Audit to Identify Your Top Automation Opportunities in Private Lending Introduction In the fast-paced world of private mortgage lending, efficiency isn't just a goal—it's a competitive necessity. Manual processes, excessive paperwork, and inconsistent workflows not only drain resources [...]
Year-End Valuation of Private Mortgage Notes: Investor Perspective Year-End Valuation of Private Mortgage Notes: An Investor's Crucial Perspective As the calendar year draws to a close, investors in private mortgage notes find themselves at a crucial juncture. While many focus on holiday preparations or [...]
Fundamental TILA/RESPA Terminology for Private Lending & Seller Financing Glossary Truth in Lending Act (TILA) TILA is a federal law enacted to protect consumers in credit transactions by requiring clear disclosure of key terms and costs. For private lenders and seller financiers, understanding TILA [...]
Scaling with Smarter Capital: How a Real Estate Investor Optimized His Seller Carryback Portfolio with Enhanced Cash Flow Analysis Client Overview David Chen is a savvy real estate investor based in a rapidly growing metropolitan area. Over the past decade, David built a robust [...]
Key Disclosure Requirements & Forms for Private Mortgage Notes For [mortgage lenders, brokers, and investors] operating in the dynamic world of private mortgage notes and seller financing, the seemingly complex landscape of regulatory compliance can often feel like navigating a minefield. Many believe that [...]
Understanding the Difference: 1098 vs. 1099-INT for Private Mortgages Understanding the Difference: 1098 vs. 1099-INT for Private Mortgages Navigating the world of private mortgage servicing can often feel like deciphering a complex code, especially when it comes to IRS reporting requirements. For private lenders, [...]
Key Disclosure Requirements & Forms for Private Mortgage Notes For private mortgage lenders, brokers, and investors, navigating the complex world of regulatory compliance can feel like a minefield. Especially when it comes to seller-financed notes, the line between an exempt private transaction and one [...]
7 Must-Have Automation Features for Modern Private Mortgage Servicing Software In the dynamic world of private mortgage lending, efficiency and compliance are not just buzzwords—they are the bedrock of a successful operation. For lenders, brokers, and investors dealing with a portfolio of private notes, [...]
Understanding Your True Yield: Calculating IRR for Private Lenders Understanding Your True Yield: Calculating IRR for Private Lenders In the dynamic world of private mortgage lending, the stated interest rate on a loan often tells only part of the story. Many private lenders, whether [...]
