HUD extends deadline for feedback on reverse mortgage program.
NRMLA's letter to HUD proposes key changes to enhance the HECM financial assessment process, aiming for improved efficiency and borrower experience.
Housing Supply, Not Mortgage Rates, Will Dominate 2026 Policy Debates
As housing affordability becomes a key issue in the 2026 election, private lenders should prepare for potential policy shifts and increased regulatory scrutiny.
Transparency: The Competitive Edge for Private Lenders
Building a Culture of Transparency: A Competitive Edge for Private Lenders Building a Culture of Transparency: A Competitive Edge for Private Lenders The Unseen Power of Clarity in Private Mortgage Servicing In the dynamic and often intricate world of private mortgage lending, success hinges [...]
Evaluating the Risks and Rewards of Fractional Loan Platforms
Explore how fractional loan platforms enhance investment access while managing risk, enabling private lenders to diversify their portfolios through shared loan interests.
New Regulations & Private Mortgage Notes: The Due Diligence Transformation
New State Regulations Spark Debate: The Future of Due Diligence in Private Mortgage Note Transfers The landscape of private mortgage note transfers is on the brink of significant transformation, as a new wave of state-level regulations threatens to redefine the very essence of due [...]
7 Steps to a Secure & Streamlined Private Mortgage Note Portfolio Audit
How to Conduct a Comprehensive Risk Audit of Your Private Mortgage Note Portfolio in 7 Steps For private mortgage note holders and servicers, understanding and mitigating risk is not just good practice—it's essential for protecting investments, ensuring liquidity, and maintaining operational efficiency. A comprehensive [...]
Increase in Refinancing Drives Mortgage Application Growth
Mortgage applications rose 4.8%, fueled by an increase in refinancing activity, indicating shifting borrower sentiment in the current market.
Mastering Private Mortgage Servicing: When Life Events Demand Disclosure Updates
When to Update Disclosures: Life Events in Private Mortgage Servicing In the intricate world of private mortgage servicing, where relationships often feel more personal and flexible than institutional giants, it's easy to overlook some of the more structured aspects of loan management. Among these, [...]
Borrower Financial Assessment in Private Mortgage Servicing
Assessing Borrower Payment History & Financial Stability in Private Mortgage Servicing Navigating the Waters: Assessing Borrower Payment History & Financial Stability in Private Mortgage Servicing In the dynamic world of private mortgage servicing, success hinges on much more than simply collecting payments. For lenders, [...]
Mitigating Risk Stacking: The Key to Secure Private Loan Servicing
# Mitigation Strategies & Best Practices for Private Loan Risk The world of private lending offers incredible opportunities, but it's also a landscape fraught with intricate challenges. For **mortgage lenders, brokers, and investors**, understanding and mitigating risk isn't just a best practice; it's a [...]