Five states file lawsuits against Zillow and Redfin regarding $100M rental deal.
Attorneys general in Virginia, Arizona, New York, Connecticut, and Washington initiate lawsuits mirroring the FTC's actions, impacting private lending practices.
9 Stress Tests Every Private Mortgage Portfolio Needs Before the Next Default Cycle
Default cycles hit every portfolio eventually. These 9 stress tests show private lenders exactly where their exposure lives before losses force the answer.
Forced-Placed Insurance in Private Lending: Legal Rights, Risks, and Best Practices
# Can a Private Lender Force Insurance Coverage? Legal Implications Explored in Private Mortgage Servicing In the intricate world of mortgage lending, safeguarding an investment is paramount. For both borrowers and lenders, few aspects are as critical as insurance coverage. It’s the protective shield [...]
10 Hard Money Lending Myths Every Real Estate Investor Should Stop Believing
Hard money loans are fast and asset-based — but not instant, unregulated, or paperwork-free. Ten persistent myths cost borrowers deals and expose lenders to avoidable risk. This post breaks each down with operational specificity.
Niche Lending Strategies for Maximizing Private Mortgage Yields
Identifying Your Niche: Tailoring Loan Products for Higher Yields in Private Mortgage Servicing Identifying Your Niche: Tailoring Loan Products for Higher Yields in Private Mortgage Servicing In the dynamic and often competitive landscape of private mortgage lending, the quest for higher yields can feel [...]
9 Critical Clauses Every Partial Note Servicing Agreement Must Include
Partial note servicing agreements fail when key clauses are missing. Here are the 9 provisions that protect every investor in a shared mortgage note.
Explaining Business Purpose and Consumer Loans
Understanding the key differences between business purpose and consumer loans is essential for private lenders to assess risk, compliance, and borrower eligibility effectively.
Jay Bray Appointed CEO of Rocket Mortgage Following $14.2B Mr. Cooper Deal
Mr. Cooper will be rebranded as part of Rocket, with CEO Jay Bray stepping into the role of president and CEO at Rocket Mortgage, signaling significant industry consolidation.
8 Real Use Cases That Prove Hard Money Goes Far Beyond Distressed Properties
Hard money loans are not just for distressed properties. Private lenders deploy them across bridge financing, time-sensitive acquisitions, raw land, commercial deals, probate sales, and portfolio refinancing — wherever speed and collateral-based underwriting outperform conventional lending.
AI in Non-QM Underwriting: The Complete Private Lender’s Guide
AI accelerates Non-QM underwriting by processing alternative income documentation at scale, building data-driven risk profiles, and generating audit-ready loan files—giving private lenders faster decisions and stronger portfolio outcomes.