Virginia Sees Decline in Home Sales for November
Virginia's median home sales price rose to $425,000, marking a notable year-over-year increase. Explore the implications for private lenders in the market.
Minnesota Mayors Attribute Property Tax Increases to State Spending Practices
Minnesota mayors criticize state spending as a cause for rising property taxes, impacting families and businesses. Explore the details of their concerns.
Bank of America Designates $10 Million for Zero-Interest Loans to LA Wildfire Victims
Genesis LA is set to provide loans aimed at enhancing homeownership and boosting economic growth in Altadena and Pasadena, benefiting local nonprofits.
reAlpha Tech Corp. Completes Acquisition of InstaMortgage
reAlpha is set to enhance its portfolio by acquiring InstaMortgage for approximately $8.5 million, marking a strategic move in the evolving mortgage landscape.
Private Mortgage Note Management: The Engine of Repeat Business
Rigorous private mortgage note management is the foundation of repeat business in private lending. Learn how accurate payment tracking, proactive escrow monitoring, and consistent borrower communication convert one-time borrowers into long-term clients and referral sources for lenders, brokers, and investors.
The AI Edge: Smarter Risk Assessment for Hard Money Lending
AI-powered underwriting gives hard money lenders faster, more accurate risk assessment. Learn how predictive analytics, automated collateral valuation, and fraud detection strengthen private mortgage portfolios.
How to Standardize Borrower Communications Across a Private Loan Portfolio: A Gap Review and Rollout Process
To standardize borrower communications, inventory every borrower-facing document by loan stage, find where the same terms are explained differently, and rewrite them into plain-language master templates. Then tie each message to a defined trigger event, log every send, and pilot on new loans first. Required content depends on loan type, state and loan purpose.
Strategies Behind The Loan Store’s Volume Growth in a Competitive Market
Company's origination volume surged to $8.2 billion in nine months, securing a position as the fourth-largest wholesale lender in the U.S. market.
Mortgage Rates Decline, Yet Relief Expected to Be Limited in Upcoming Years
Mortgage rates have decreased from slightly above 7% to around 6.2% as the holiday season approaches, with 2026 forecasts indicating minimal changes ahead.
MBA forecasts modest growth as inflation and interest rates rise.
MBA's December forecast anticipates a 1.6% economic growth in 2025, with a 35% likelihood of a recession within the next year, affecting private lenders.