State legislatures are enacting late fee caps that limit what private mortgage lenders can charge on overdue payments. This guide covers the compliance obligations, multi-state complexity, and portfolio strategy adjustments private lenders need to act on now.
Federal housing leaders discuss key 2026 priorities at MBA’s servicing conference, focusing on affordability, FHA efficiency, and Ginnie Mae’s loan-level model.
OneKey MLS partners with Cribio to enhance property listings, ensuring data accuracy, broker recognition, and a superior experience for consumers.
MV Realty's agreements effectively bind homeowners to exclusive listing contracts for up to 40 years, offering modest upfront payments in return.
State legislatures are enacting stricter late fee caps on private mortgage notes, creating compliance and revenue challenges for private lenders. Learn what the new laws require, how they affect lender profitability, and the compliance steps to take now.
When you buy a private mortgage note, you step into the original lender's position, and problems in how the loan was made can come with it. Which Dodd-Frank rules apply depends on the loan type, loan purpose, and state. Review the origination file, choose your servicer carefully, and check state licensing before you buy.
Mortgage and refinance applications surged with falling rates, as refinance activity climbed to 57.4%, indicating shifting borrower preferences in the market.
Explore how different landowner categories—developers, speculators, and small parcel farmers—approach land valuation, shaping diverse investment insights.
Vetting the seller of a non-performing private mortgage note is as critical as vetting the note itself. This guide covers business history, legal standing, documentation integrity, and prior servicing conduct - the framework that determines whether you are acquiring a recoverable asset or inheriting someone else's deferred problem.
State late fee cap laws create compliance exposure and direct revenue loss for private mortgage lenders. Learn how to audit documents, configure servicing systems, and revise risk models before enforcement catches up.
