Housing Optimism Supported by Data, According to Gary Keller
Keller Williams anticipates 4.3 million home sales and $2.4 trillion in mortgage volume, projecting 5.9% rates, impacting private lenders' strategies.
Keller Williams launches updated Command platform for enhanced user experience.
Explore how the new Command platform enhances agent productivity with integrations of top proptech tools and AI, driving growth in the private lending sector.
Current Status of HUD’s Proposed Changes to Reverse Mortgages
Federal housing agencies conclude public comments on reverse mortgage programs; industry stakeholders await upcoming decisions that may impact private lenders.
Before You Add Non-QM Notes or Seller Carrybacks: A Servicing Readiness Checklist
Before adding non-QM notes or seller carrybacks, check that your servicing setup can handle custom amortization, balloon and interest-only terms, escrow, delinquency workflows, and compliance tracking for each note. Which rules apply depends on loan type, state, and whether the loan is for business or consumer purposes. Settle servicing before you originate.
NAR to Showcase Realtor Services and Their Value in Upcoming Campaign
Explore how Realtors streamline the home-buying process by expertly managing negotiations, coordinating stakeholders, and navigating complex regulations.
Debt Collection Compliance for Private Lenders: What You Can’t Afford to Miss
Private mortgage lenders face real exposure under federal and state debt collection rules - whether they collect directly or through a servicer. This post covers what compliance actually requires, where violations surface, and how a qualified servicing partner builds the defensible record that protects your portfolio.
Interest Reserves and Carry Costs in Private Lending: A Complete Guide
An interest reserve is a funded account built into a private loan at closing, drawn monthly by the servicer to cover scheduled interest. Carry costs — property taxes, insurance, debt service, and HOA dues — accumulate throughout the hold and must be tracked separately to prevent default.
Pending Home Sales Show Year-Over-Year Growth as Spring Approaches
Pending home sales increased by 4.6% year over year, with inventory at 700,259 units, while mortgage rates stabilized near 6%, signaling a dynamic market.
Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
RateFi Launches Crypto Asset Integration for Mortgage Qualification
RateFi enables borrowers to utilize verified cryptocurrency as income and reserves for mortgage applications, eliminating the need for liquidation.