Florida Community Achieves Record Sales Through Enhanced Hurricane Resilience
Babcock Ranch reports 1,066 net sales, a 34% increase, highlighting resilience in the housing market despite declining demand in Southwest Florida.
Interest Reserves: Your Safeguard Against Project Delays in Private Lending
When a private mortgage note funds a renovation or ground-up project, an interest reserve keeps the loan current even if the borrower's timeline extends. Learn how to size, structure, and monitor reserves so a delay does not become a default.
FICO Mortgage Simulator Assesses Effects of Various Credit Actions
Explore a new tool that forecasts how various credit actions can influence multiple FICO Score versions in mortgage lending, aiding private lenders in decision-making.
UWM sees 17% increase in originations to $163 billion amid refinancing surge.
UWM reported $163.4 billion in mortgage closings, a 17% increase from the previous year, but faced reduced net income amid rising refinancing and tighter margins.
Addressing Real Estate’s Regulatory Gap: The Role of States in Pocket Listings
Illinois HB 4964 and Hawaii HB 2559 enhance transparency in private listings, pushing for public exposure and shaping the future of the private lending landscape.
Homes.com metrics improve while CoStar experiences profit decline.
Homes.com reaches 100 million average monthly visitors, highlighting growth in online real estate traffic, while CoStar reports a decline in net income due to acquisition expenses.
eXp’s Subtle Advantage: Increased Productivity Amid a Shrinking Agent Market
eXp Realty concluded the year with over 83,000 agents and significant transaction volume, showcasing improved retention rates and robust market activity for private lenders.
REMAX Brokers: The Role of Repeatable Systems in Brokerage Growth
Panelists at REMAX R4 emphasized the importance of process and clarity in driving expansion in the mortgage industry, offering insights for private lenders.
Seller Carryback for Investors: Understanding Your Lender Compliance Obligations
When you hold a seller carryback note, federal law classifies you as a lender. That classification activates Dodd-Frank Ability-to-Repay obligations, SAFE Act licensing thresholds, and consumer disclosure mandates under TILA, RESPA, and ECOA. Investors who skip these requirements risk note unenforceability, regulatory fines, and personal liability that survives the closing.
Strategies for Private Builders to Compete with Public Homebuilders
Private builders can thrive by offering unique products, enhancing efficiency, and utilizing incentives that preserve pricing and brand integrity, says an IBS panel.