Deltec Homes Introduces New Range of Affordable Housing Options
Explore Deltec Homes' latest affordable dwelling units, designed to enhance value for homebuyers while addressing the current housing demand.
Mortgage Rates Decline to Multi-Year Lows Ahead of Spring Housing Market
Mortgage rates decline to 5.98%-5.99% as the 10-year yield drops below 4%, with spreads remaining stable, presenting opportunities for private lenders.
7 Critical Economic Indicators Private Lenders Must Watch in 2026
The seven economic indicators private lenders must monitor in 2026 to protect private mortgage note portfolios: interest rates, inflation, unemployment, GDP growth, housing inventory, consumer debt, and regulatory changes—and how expert servicing converts each into a manageable risk.
AD Mortgage Initiates Its Largest Non-QM Securitization to Date
AD Mortgage has launched its largest RMBS package, a $602.7 million non-QM deal backed by 1,793 fixed-rate loans, expanding opportunities for private lenders.
Millrose Achieves Disciplined Growth Through Strong Partnerships
The 2025 homebuilding landscape sees slowed new construction and increased cancellations, while Millrose Properties innovates in land banking and development.
Performing vs. Non-Performing Notes: Why Professional Servicing Changes the Math
Performing and non-performing private mortgage notes require different servicing entirely. Here's how professional servicing handles payment accuracy, compliance, default management, and record-keeping for both.
What Happens When Your Private Lending Business Fails an Audit?
A failed audit triggers immediate regulatory penalties, investor capital flight, and operational disruption. Here is what private mortgage lenders face and how to recover.
Figure Reports Significant Profit Growth and Revenue Increase
Figure reported significant growth, with net revenue reaching $506.9M, a 49% increase. Net income stood at $134.3M, supported by a volume of $8.4B.
Minor FICO Score Improvements Can Alleviate Homebuying Expenses
Research shows that raising an average FICO score to the 760 threshold typically takes 1.5 to 3 years across most states, highlighting borrower challenges.
State Usury Caps: Navigating Profitability in Private Mortgage Servicing
State usury laws cap the maximum interest rate on a private mortgage note and govern how fees, points, and late charges count toward that ceiling. Learn how multi-state rate caps compress yield, create ongoing servicing compliance obligations, and what expert loan servicing does to absorb the burden.