Consumer Credit Conditions Show Signs of Stress
AFSA's Q3 report indicates a decline in consumer credit conditions, yet private lenders express optimism for upcoming economic growth and stability opportunities.
Zillow Enhances Sites and Apps Following Ad Disclosure Concerns
Zillow Group conducted a thorough evaluation of its digital platforms, collaborating with regulators to address compliance gaps and enhance industry standards.
Coalition advocates for improved federal flood response and Housing Act progress.
The coalition was established following the devastating floods in July 2022, aiming to address recovery and support initiatives in affected regions.
Private Mortgage Note Protection: Your 7-Step Borrower Background Check Blueprint
How to Conduct a Comprehensive Borrower Background Check for Private Mortgage Notes in 7 Steps For private mortgage note holders and servicers, diligent borrower background checks are not just a best practice—they are a cornerstone of risk management and efficient loan servicing. A comprehensive [...]
South Dakota Legislators Plan to Discuss Property Tax Relief Initiatives
Property tax payments in South Dakota have risen nearly 40% in four years, prompting lawmakers to consider targeted relief measures for homeowners.
The Regulatory Squeeze: Private Lending, Risk Stacking, and the Path to Compliance
Regulators are targeting risk stacking in private lending — the compounding of high-LTV ratios, limited documentation, and interest-only structures that amplify default risk. Here is what private lenders and servicers must do now to protect their portfolios and stay ahead of enforcement.
Annual Foreclosure Activity Increases for Ninth Consecutive Month
Foreclosure filings rise, impacting one in 3,992 housing units nationwide. Explore the implications for private lenders and market dynamics further.
Better Homes and Gardens Real Estate Discusses Future Homebuyer Trends
Discover the upcoming Agent Playbook, a resource for leveraging emerging trends to enhance property listings and effectively guide clients in a competitive market.
North Carolina House Leader Forms Committee for Property Tax Reform Planning
Explore the implications of North Carolina's ranking in property taxes and the newly formed committee aimed at reforming the system for future equity.
Mortgage Delinquencies Remain Steady, Indicating Underlying Stress Factors
U.S. mortgage delinquencies remain steady at 3%, yet increasing foreclosure rates indicate mounting challenges for borrowers in the current economic landscape.