Private mortgage note servicing carries federal and state compliance obligations that most seller financiers underestimate. Understanding what those frameworks require — and whether your current servicing infrastructure meets them — determines portfolio risk.
Private lenders using AI in underwriting and servicing face growing regulatory scrutiny from the CFPB and FTC. Learn the five core compliance risks and eight practical steps to build AI governance into your private mortgage lending operations.
Recent data reveals that about 10% of U.S. adults care for an aging parent, highlighting a growing demographic shift that may impact housing and lending trends.
Explore FSBO.com's loan officer portal, designed for seamless listing creation and buyer screening, with future plans for an enhanced FSBO Pro Agent platform.
Beazer Homes' CEO emphasizes the role of employee initiatives in fostering company culture and highlights ongoing commitments to energy efficiency and solar community expansion.
Mortgage Bankers Association's Bob Broeksmit emphasizes modernization of credit scoring, signaling potential shifts in lending practices and risk assessment.
Federal agencies have initiated changes to incorporate newer credit scoring models in mortgage underwriting, enhancing borrower risk assessment methodologies.
Discover insights on how many first-time buyers perceive their homes as long-term investments, reflecting shifting trends in the housing market.
Housing inventory in New York has decreased, impacting market dynamics as home sales slow and prices rise. Discover insights for private lenders.
Lien priority determines whether you get paid or get wiped out when a borrower defaults. This guide breaks down senior vs. junior positions, why recording protects your capital, and the due diligence steps every private mortgage lender must take before funding.
