New York Initiative Facilitates Mortgage Qualification for Gig Workers
New York City Housing Partnership's program aims to assist around 1,000 workers annually, potentially enhancing workforce housing stability and access.
Trump instructs GSEs to acquire $200 billion in MBS to reduce mortgage rates.
President Trump directs GSEs to acquire $200 billion in mortgage-backed securities, aiming to reduce mortgage rates and stimulate the housing market.
MeridianLink and Optimal Blue Announce Integration Agreement
MeridianLink's loan origination system integrates with Optimal Blue, offering mortgage users real-time product, pricing, and eligibility insights to enhance decision-making.
TILA/RESPA Compliance for Owner Finance Note Creation
Owner Finance Mortgages: What TILA/RESPA Means for Your Note Creation Process Owner Finance Mortgages: What TILA/RESPA Means for Your Note Creation Process In the dynamic world of private mortgage lending, owner finance arrangements offer flexible and accessible pathways to homeownership, sidestepping traditional bank strictures. [...]
Broker Beware: TILA/RESPA Compliance in Seller-Financed Referrals
Broker Beware: Navigating TILA/RESPA in Seller-Financed Referrals The landscape of real estate finance is constantly evolving, with seller financing emerging as an increasingly popular alternative to traditional mortgages. It offers flexibility, can expedite transactions, and opens doors for buyers who might not qualify for [...]
Private Lenders: Don’t Miss These 7 Critical Comping Red Flags
7 Critical Comping Red Flags Private Mortgage Lenders Cannot Ignore In the dynamic world of private mortgage lending, precision isn't just a virtue – it's a necessity. For lenders, brokers, and investors, accurately determining a property's value through comparative market analysis (CMA), or "comping," [...]
Home Affordability in the Fourth Quarter Remains Challenging.
Home prices have surged 54% in five years, while wages grew only 29%, highlighting challenges in affordability for buyers. Learn more about the impact on lending.
Automating Private Mortgage Servicing: From Spreadsheets to Success
From Spreadsheet to System: Automating Your Private Mortgage Servicing Data From Spreadsheet to System: Automating Your Private Mortgage Servicing Data In the dynamic world of private mortgage lending, efficiency and accuracy are not just buzzwords; they are the bedrock of sustainable success. For years, [...]
Newsom Advocates for Ban on Institutional Investors in Single-Family Housing
California Governor Newsom advocates for an institutional investor ban in the single-family housing market, impacting affordability and private lending dynamics.
7 Critical Comping Red Flags Private Lenders Must Not Miss
7 Critical Comping Red Flags Private Mortgage Lenders Cannot Ignore In the dynamic world of private mortgage lending, accuracy isn't just a virtue; it's the bedrock of profitability and risk mitigation. For private lenders, brokers, and investors, understanding the true value of collateral properties [...]