Minor FICO Score Improvements Can Alleviate Homebuying Expenses
Research shows that raising an average FICO score to the 760 threshold typically takes 1.5 to 3 years across most states, highlighting borrower challenges.
State Usury Caps: Navigating Profitability in Private Mortgage Servicing
The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing The Impact of State Usury Caps on Private Loan Profitability in Mortgage Servicing In the dynamic world of private mortgage lending, opportunities for investors, lenders, and brokers abound. However, navigating this [...]
In Texas, buyers are influenced by the memory of 2.65% mortgage rates.
Homebuilders in Texas face challenges as buyers cling to pandemic-era rates, impacting market dynamics. Understanding this psychological bias is essential.
Massachusetts legislation would require fair housing training for real estate agents.
Massachusetts Senate passes S.2959, mandating four hours of fair housing training and stricter penalties, impacting private lenders and compliance practices.
Professional Note Servicing: Unlocking Value in Performing & Non-Performing Assets
Due Diligence & Valuation for Note Investing: Performing vs. Non-Performing Notes Navigating the complex world of private mortgage notes requires a keen understanding of many nuances, and few are as critical as distinguishing between performing and non-performing notes. For private mortgage lenders, brokers, and [...]
Navigating 2026: 7 Critical Economic Indicators for Private Lenders
7 Critical Economic Indicators Private Lenders Must Watch in 2026 The landscape of private lending is ever-shifting, a dynamic environment where foresight and strategic adaptation are paramount. As we look towards 2026, understanding "How Market Shifts Impact Private Lending" isn't just an academic exercise; [...]
Building a Business on Relationships: The Limits of Automating Trust
Explore the essential role of personal relationships in the mortgage industry, emphasizing their importance in driving growth and revenue, despite the rise of AI technology.
Compass Listings Set to Appear on Redfin Soon
Compass will syndicate coming soon listings to Redfin, allowing seller opt-out and enabling listing agents to claim leads within 24 hours.
Whitmer Advocates for Housing Reform in Michigan to Reduce Regulations
Gov. Gretchen Whitmer advocates for a housing initiative featuring an affordable-housing tax credit to enhance construction for working-class Michiganders.
Rocket increases revenue to $6.7 billion and expands market share.
Rocket CEO Varun Krishna highlighted significant market share gains and growth, marking a pivotal year for the company in the evolving mortgage landscape.