AD&C Credit Remains Tight, but NAHB Index Indicates Easing Pressure
Credit conditions for AD&C loans have tightened again, though at the slowest pace in four years, signaling potential shifts in the market landscape.
Credit conditions for AD&C loans have tightened again, though at the slowest pace in four years, signaling potential shifts in the market landscape.
Industry consultants discuss the evolving role of agents amid consolidation, considering changes in splits, autonomy, and the future of broker-provided leads.
Independent mortgage banks and bank subsidiaries reported a pretax net production profit increase to $727 per loan in Q1 2026, highlighting profitability trends.
A stockholder has filed a federal lawsuit against Two Harbors Investment Corp. and its directors, alleging misleading proxy disclosures that could impact shareholder trust.
Rising 10-year yield impacts mortgage rates as ongoing conflicts, like in Iran, influence market expectations and future interest rate adjustments.
AD Mortgage has initiated a $407 million non-QM securitization, comprising 979 loans, with 25% of collateral located in Florida.
VantageScore 4.0 reports via UWM have raised credit scores by over 60 points, enhancing pricing strategies and loan eligibility for brokers and private lenders.
Howard Hanna has introduced an exclusive luxury agent network across 15 states, aimed at agents with a proven record of $1M-plus sales over five years.
Newrez introduces Rezi Mortgage Assistant powered by ChatGPT, offering tailored mortgage insights for lenders as consumer interest in AI financial guidance grows.
Explore how the Clarity Act could revolutionize private lending by enabling tokenized equity for down payments, altering PMI strategies, and reducing HELOC costs.