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So far Note Servicing Center has created 771 blog entries.

Stabilize the Ladder of Life before Climbing the Ladder of Success


Last summer, we had gophers up the “gump stump” terrorizing annual flowerbeds, perennials, shrubs, and our new turf. Actually destroying everything green and living in, on, and under the ground. Our defense included high-impact bombs, guided underground missiles, gopher gassers, laser beams, and an [...]

Survival In Tough Times – Using Entreprenural Skills


Many “old-timers” will recall the year 1979 when interest on real estate loans soared higher and higher, then finally skyrocketed exponentially almost overnight to over 20%. Jimmy Carter was President at the time and in late October of that year the Stock Market Crashed.  [...]

The “Subject To” Mortgage – Risks and Rewards


Recently, while performing our duties as a servicing agent for promissory notes and contracts, we noticed a proliferation of transactions involving taking title to property “subject to” an existing loan, all-inclusive notes wrapping around an existing note, and Contracts of Sale (sometimes referred to [...]

The Fractionated Note – Opportunities and Safeguards


It all started back in 1984. That is my experience in dealing with Fractionated notes. I had just retired from the California Highway Patrol where I served as an Area Commander and had begun training as a Commercial Real Estate Investment Broker. I received [...]

How to Evaluate a Private Money Construction Loan


Many private lenders were inundated with new clients looking for money to fix-and-flip houses following the housing crisis. However, as the housing sector grows, particularly in California, hard money lenders have to get new prospective clients outside of the regular flip ones. This presents [...]

HELOC V Renovation Loans: What Every Lender Needs To Know


The recent wave of renovation works carried out on American homes is a pointer to one thing: American homes are aging. America has massively underbuilt for more than a decade, putting over half of the American homes over the 40-year-old mark. As a result, [...]


2022-07-05T06:17:38-07:00Articles, Timely|

BY THOMAS K. STANDEN IV With respect to the amount, timing and method used to assess and collect late charges, during the last 28 years as a Note Servicing Company, I bet we’ve seen them all. It doesn’t seem to make much difference whether [...]

Seller Carry-Back Rule and Dodd-Frank

2022-12-07T04:06:15-08:00Articles, Timely|

Article by Michelle R. Rodriguez Woodland Hills Mortgage After the Consumer Financial Protection Bureau (“CFPB”) released the final Loan Originator Compensation Rule in early 2013, there has been a lot of confusion surrounding the Seller Financer Rule or Seller Carry- Back Rule. It is important for [...]

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