New York Initiative Facilitates Mortgage Qualification for Gig Workers
New York City Housing Partnership's program aims to assist around 1,000 workers annually, potentially enhancing workforce housing stability and access.
Trump instructs GSEs to acquire $200 billion in MBS to reduce mortgage rates.
President Trump directs GSEs to acquire $200 billion in mortgage-backed securities, aiming to reduce mortgage rates and stimulate the housing market.
MeridianLink and Optimal Blue Announce Integration Agreement
MeridianLink's loan origination system integrates with Optimal Blue, offering mortgage users real-time product, pricing, and eligibility insights to enhance decision-making.
Owner Finance Mortgages: What TILA/RESPA Means for Your Note Creation Process
Federal TRID rules apply to most owner finance mortgage note transactions. Learn when you qualify as a creditor, what the Loan Estimate and Closing Disclosure require, and how timing violations expose your note to rescission risk and secondary market problems.
Broker Beware: TILA/RESPA Compliance in Seller-Financed Referrals
Brokers facilitating seller-financed deals face real TILA and RESPA exposure. Learn what triggers compliance obligations, how referrals create liability, and what to do about it.
Private Lenders: Don’t Miss These 7 Critical Comping Red Flags
Seven comping red flags — from stale sale dates to non-arm's length transactions — expose private mortgage lenders to inflated LTV ratios and compounding portfolio losses. Learn the analytical discipline that defensible valuations require.
Elevating Private Mortgage Servicing: Data Security, Compliance, and Scalable Growth
# Data Security and Compliance for Private Mortgage Servicing Tools For private mortgage lenders, brokers, and investors, the phrase "5 Tools That Every Private Lender Needs in 2025" isn't just a catchy headline; it's a critical strategic imperative. In today's dynamic financial landscape, the [...]
Home Affordability in the Fourth Quarter Remains Challenging.
Home prices have surged 54% in five years, while wages grew only 29%, highlighting challenges in affordability for buyers. Learn more about the impact on lending.
Automating Private Mortgage Servicing: From Spreadsheets to Success
Spreadsheets work for a handful of private mortgage notes, but errors, missed escrow items, and reporting gaps grow with the portfolio. Here's what changes when servicing moves to an automated system.
Newsom Advocates for Ban on Institutional Investors in Single-Family Housing
California Governor Newsom advocates for an institutional investor ban in the single-family housing market, impacting affordability and private lending dynamics.