Impact of Trump’s $200B MBS Proposal on Mortgage Spreads and Rates
Trump's $200 billion GSE directive is set to narrow mortgage spreads, with analysts forecasting a tightening of up to 30 basis points, impacting lenders' margins.
TILA & RESPA Compliance: Essential Safeguards for Private Mortgage Investors
TILA and RESPA apply to private mortgage notes on owner-occupied properties - regardless of who originated the loan. Private investors who acquire notes inherit the compliance obligations attached to them. Here is what that means for disclosures, escrow management, borrower communication, and the true cost of getting it wrong.
AIME-Sweeney Lawsuit Transferred to Court in Michigan
Court affirms Michigan as the proper venue for case involving United Wholesale Mortgage and Sarah DeCiantis, citing residency as the basis for jurisdiction.
Elevate Your Private Mortgage Servicing: Security, Compliance, and the Power of a Dedicated Partner
Private mortgage lenders, brokers, and investors face growing compliance demands and data security risks that in-house servicing cannot easily absorb. This guide answers 15 common questions about how a dedicated servicer handles payment processing, escrow administration, regulatory compliance, IRS reporting, and borrower communication for private mortgage notes.
Thom Malone Discusses Trump’s Proposal for Institutional Investor Ban
Banning large investors may drive up rents and restrict rental availability, with minimal effects on home prices, according to Cotality's Thom Malone.
Unforeseen retirement costs may pressure senior homeowners financially.
Researchers reveal that 83% of retired households face unexpected expenses yearly, highlighting the importance of financial planning in the mortgage industry.
Compass Completes $1.6 Billion Anywhere Merger, Creating Industry Leader
Compass and Anywhere accelerate their $1.6B merger, creating a new frontrunner in the real estate sector led by CEO Robert Reffkin, impacting private lenders.
The fix-and-flip sector is primed for significant growth in the near future.
Explore how improving capital availability and structural cost advantages are paving the way for a fix-and-flip resurgence in the evolving housing market landscape.
Compass-Anywhere merger nearing finalization as brokers outline competition strategies.
The Compass-Anywhere merger may lead to significant market shifts, establishing over 50% share in major metros and impacting competitive dynamics in real estate.
Jorgenson Group establishes independent brokerage following 16 years at Keller Williams.
Kasey Jorgenson discusses the journey of becoming an independent broker, covering key strategies for navigating the transition and establishing a successful practice.