Dan Hultquist Discusses HECM Reforms and Engaging New Sales Talent
Reverse mortgage expert Dan Hultquist analyzes recent HECM reforms, emerging proprietary loan trends, and the impact of technology on industry expansion.
RateFi Launches Crypto Asset Integration for Mortgage Qualification
RateFi enables borrowers to utilize verified cryptocurrency as income and reserves for mortgage applications, eliminating the need for liquidation.
NPA Investing: The Myth of Easy Money Debunked by Servicing and Compliance Realities
Non-performing private mortgage notes offer real upside - but the servicing and compliance demands are routinely underestimated. Learn what separates profitable NPA investors from those who lose returns to regulatory exposure.
Foreclosure Compliance for Private Lenders: Protecting Your Investment
When a private mortgage note goes into default, foreclosure compliance becomes your primary legal exposure. Learn the four traps that derail private lenders, why state-specific procedures are non-negotiable, and how professional servicing closes the compliance gap before a borrower challenge derails your timeline.
The Private Lender’s Playbook: Essential Economic Indicators for Smart Decisions
Private lenders who track macroeconomic data make better origination, servicing, and loss-mitigation decisions. These fifteen economic indicators form the core monitoring dashboard for any private mortgage note portfolio, signaling borrower capacity, collateral health, rate risk, and default trajectory before problems reach the payment ledger.
Economic Indicators: What Private Lenders Need to Know
Fifteen economic indicators that directly affect private mortgage note performance - from GDP and unemployment to median home prices and consumer debt. Learn what each signal means for your portfolio and how to act before risk becomes loss.
Private Mortgages: Step-by-Step Guide to Drafting an Enforceable Notice of Default
Seven steps for private mortgage lenders to draft and serve an enforceable Notice of Default, covering loan document review, arrearage verification, required notice language, cure terms, and proper service methods.
CFPB Communication & Disclosure Compliance for Private Mortgage Servicers
The CFPB holds authority over every private mortgage servicer and its communication and disclosure mandates apply from loan boarding through payoff. Here is what private note servicers must do to stay compliant.
Drafting an Enforceable Notice of Default: A Private Lender’s Step-by-Step Guide
An enforceable Notice of Default requires accurate arrearage calculations, legally compliant content, proper delivery with proof of service, and active cure period tracking. Private lenders who miss any of these steps risk delayed or dismissed foreclosure proceedings.
Essential Economic Indicators for Private Lenders: Navigating Risk and Opportunity
Private mortgage lenders and investors who track the right macroeconomic indicators — Federal Funds Rate, CPI, unemployment, home price indices, yield curve — can anticipate borrower stress, protect collateral values, and keep their note portfolios performing through any economic cycle.