Considerations for Utilizing Single Credit Bureau Pulls in Mortgage Lending
Explore the implications of transitioning to single-bureau credit pulls for GSE loans, balancing cost savings with potential risks in pricing and liquidity.
Housing Optimism Supported by Data, According to Gary Keller
Keller Williams anticipates 4.3 million home sales and $2.4 trillion in mortgage volume, projecting 5.9% rates, impacting private lenders' strategies.
Keller Williams launches updated Command platform for enhanced user experience.
Explore how the new Command platform enhances agent productivity with integrations of top proptech tools and AI, driving growth in the private lending sector.
Current Status of HUD’s Proposed Changes to Reverse Mortgages
Federal housing agencies conclude public comments on reverse mortgage programs; industry stakeholders await upcoming decisions that may impact private lenders.
Private Lender’s Profit Playbook: Non-QM Diversification and Outsourced Servicing in Rising Rate Markets
A private bridge lender facing compressed margins and falling origination volume in a rising rate environment expanded into non-QM notes and seller carrybacks — outsourcing servicing to Note Servicing Center to make the product pivot operationally viable and fully compliant.
The Digital Transformation of Performing Note Due Diligence
AI-powered document verification, predictive analytics, and automated compliance checks are reshaping performing note due diligence for private mortgage lenders, brokers, and investors. Here's what the shift looks like in practice.
NAR to Showcase Realtor Services and Their Value in Upcoming Campaign
Explore how Realtors streamline the home-buying process by expertly managing negotiations, coordinating stakeholders, and navigating complex regulations.
Debt Collection Compliance for Private Lenders: What You Can’t Afford to Miss
Private mortgage lenders face real exposure under federal and state debt collection rules - whether they collect directly or through a servicer. This post covers what compliance actually requires, where violations surface, and how a qualified servicing partner builds the defensible record that protects your portfolio.
Interest Reserves and Carry Costs in Private Lending: A Complete Guide
An interest reserve is a funded account built into a private loan at closing, drawn monthly by the servicer to cover scheduled interest. Carry costs — property taxes, insurance, debt service, and HOA dues — accumulate throughout the hold and must be tracked separately to prevent default.
Pending Home Sales Show Year-Over-Year Growth as Spring Approaches
Pending home sales increased by 4.6% year over year, with inventory at 700,259 units, while mortgage rates stabilized near 6%, signaling a dynamic market.