Ontario Households Allocate Over 50% of After-Tax Income to Mortgages
Housing affordability perceptions outside the GTA are misleading, with many Ontario households allocating over 50% of income to mortgage payments.
10 Transparent Servicing Report Practices for Note Investors
Ten transparent loan servicing report practices that retain private mortgage note investors — from line-item payment splits to audit-ready data exports.
Tidalwave secures $22 million in Series A funding from Permanent Capital and D.R. Horton.
Tidalwave secures $22 million in Series A funding to enhance its AI-driven point-of-sale platform, targeting growth in the mortgage technology sector.
Mortgage Origination Activity Continues to Show Stagnation
Mortgage originations fell 1.6% in Q3 2025, yet saw a yearly rise of 1.9%, driven by increased refinancing and HELOC transactions. Explore the trends.
Mastering Private Loan Diversification to Combat Risk Stacking
Risk stacking silently concentrates losses in private mortgage portfolios by creating hidden correlations across notes. Learn the five diversification dimensions that build portfolios built to withstand disruption — and how professional servicing locks in those gains.
NAR’s MLS Rule Revision Raises Antitrust Law Violation Allegations
NAR's updated MLS policy grants local membership discretion, raising antitrust concerns as noted by Hardy plaintiffs, signaling shifts in industry practices.
9 Legal & Compliance Checkpoints for Private Mortgage Workouts
Nine federal and state compliance checkpoints for defensible private mortgage workouts — RESPA, TILA, FDCPA, ECOA, SCRA, usury, and trust accounting.
Investor Reporting Excellence: Building Unwavering Trust in Private Mortgage Servicing
Clear, consistent investor reporting is the foundation of trust in private mortgage note investing. Learn what every private mortgage investor report must include, how to build a reliable reporting infrastructure, and why transparency is the single most powerful retention and referral tool available to private lenders and brokers.
9 Factors That Determine What a Buyer Will Pay for Your Seller-Financed Note Gallery9 Factors That Determine What a Buyer Will Pay for Your Seller-Financed Note
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9 Factors That Determine What a Buyer Will Pay for Your Seller-Financed Note
Note buyers discount for risk they can see and risk they can't verify. These 9 factors determine the discount—or premium—on your seller-financed note at sale.
FOA outlines forthcoming actions following PHH reverse asset acquisition.
FOA plans to absorb PHH’s $9.6B HECM portfolio amid its exit from reverse mortgages, outlining strategies to navigate upcoming industry changes.