Almost half of home listings in Florida and Arizona reduce prices.
Price reductions in Arizona (45%) and Florida (44%) significantly surpass the national average of 34.4%, indicating shifting market dynamics for private lenders.
Mortgage Applications Decrease as Refinancing Slows and Purchase Demand Declines
Mortgage applications decreased by 0.8% as the 30-year fixed rate dropped to 6.51%. Refinances declined by 3%, while purchase applications saw a 1% increase.
Auction.com’s 2026 forecast indicates pessimistic home price trends.
Auction.com's Buyer Outlook reveals a significant decline in buyer sentiment regarding distressed home prices and rental markets, marking a five-year low in bearishness.
Hard Money vs. Private Money: Crucial Differences for Loan Servicing
Hard money and private money loans differ in source, structure, and servicing requirements in ways that directly shape payment tracking, default protocols, and investor reporting for private mortgage note portfolios. Learn what those differences mean for your servicing strategy.
Unlicensed Seller Financing: A Regulatory Minefield for the Mortgage Industry
Unlicensed seller financing creates regulatory exposure for private mortgage lenders, brokers, investors, and servicers. Learn what federal and state laws require, how non-compliant originations damage note values, and the due diligence protocols that protect your portfolio.
Report Indicates Residential Contractors’ Early Skepticism Towards AI
Explore insights from ServiceTitan’s 2026 Residential State of the Trades report, highlighting contractor AI use, trust issues, and customer pricing priorities.
Housing Market Crash Unlikely Despite War and High Interest Rates
HousingWire's lead economic analyst, Logan Mohtashami, identifies a crucial factor absent in today's market that could prevent a potential housing crash.
Behavioral Data and Loss Mitigation: How Private Mortgage Servicers Catch Problems Early
Credit scores tell you what happened. Behavioral data tells you what's happening now - and what's likely next. Here's how private mortgage note servicers use borrower engagement signals to identify distress before a payment is missed and intervene while options are still open.
Addressing Offshore Capital Risks for U.S. Lenders and Fund Sponsors
Explore how U.S. lenders can attract offshore capital while managing tax and regulatory complexities. Discover strategies to navigate compliance and optimize funding.
Rocket Pro Enhances Purchase Growth with Incentives and Agent Tools
Rocket Pro is enhancing purchase incentives by up to 100 basis points while introducing new broker tools to bolster agent partnerships in the mortgage market.