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So far Note Servicing Center has created 325 blog entries.

Understanding A Loan Term Sheet And Hard Money Loan Lending Terms

2022-01-11T00:51:38-08:00Private Money Lending|

A loan term sheet aims to provide loan applicants with a sense of the parameters and terms involved in the loan they are asking for. Understanding a hard money loan term sheet might be tough for new hard money lenders. A lending document contains [...]

Property Types Best Suited for Hard Money Loans

2022-01-11T01:02:31-08:00Private Money Lending|

Hard money lenders usually consider if the property is owner-occupied or non-owner-occupied. However, hard money lenders often will not provide loans to owner-occupied properties because the lender must adhere strictly to some regulations during transactions. For instance, owner-occupied properties often come with more paperwork [...]

Are Lenders Prepared for the Future’s Challenges?


Today's home mortgage market is characterized by a unique collection of circumstances that have accumulated on top of one another. This has created a level of strain and urgency that has never been seen before, bringing a perceptible "heat" to every sector of the [...]

How Subprime Loans Differ From Non-QM Loans: A Hard Money Lenders Perspective

2022-01-11T01:04:23-08:00Private Money Lending|

When the  Great Recession of 2008 hit the world, millions of Americans lost their homes. Even the housing market that is always known to experience an increase against all odds collapsed. The National economy was left in shambles. Although the blame game started, but [...]

Do Hard Money Loans Require a Down Payment?

2022-01-11T01:05:03-08:00Private Money Lending|

If you are new to hard money lending, it is normal to have a series of questions. Moreover,  it's different from conventional lending. The hard money loan process is much simpler, and it has similarities. Hard money lenders are individuals or investment groups that [...]

Debt-To-Income Rule is a Blessing for Lenders as Well as Borrowers

2022-01-11T01:13:04-08:00Private Money Lending|

Private lenders are usually chosen over a full-fledged financial institute for a mortgage loan. One reason for this is that private lenders can approve loans much quicker than other financial institutions, such as banks. One of the prominent features is that hard money lenders [...]

Mortgage Delinquency Rate Continues to Shrink Directly


Since the pandemic hit in late 2019, mortgage delinquency has dropped drastically, with the lowest being experienced lately. However, borrowers and lenders are still going through several financial challenges. As of August 2021, about 4% of mortgages in the United States were delinquent for [...]

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