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So far Note Servicing Center has created 246 blog entries.

Usury Law 101: Things to Know about Usury

2022-01-11T02:13:22-08:00Private Money Lending|

Lenders can't charge just any interest rate because specific standards bind them under usury laws. This law has always had a long history of protecting borrowers from exorbitant interest rates on loans. So lenders ought to understand the basics. Else, they will be caught [...]

Title Insurance Protections for Lenders in California

2022-01-11T02:14:01-08:00Private Money Lending|

The major difference between title insurance and other types of insurance covers is in its function. For homeowners and lenders, title insurance is the ultimate cover against defects and encroachments on their property title. Defects in this context usually include forgery, fraudulent ownership claims, [...]

The Tipping Point: Know the Liability Issues for Brokers and Lenders in Private Construction Lending

2022-01-11T02:14:53-08:00Private Money Lending|

Without a doubt, loaning to borrowers will always be a risky business to venture into. In particular, private construction lenders face more risks than usual. For example, by betting on a construction project, private lenders have to ignore the possibility that the project might [...]

The California Consumer Privacy Act: What Private Lenders Need to Know Now

2022-01-11T02:16:52-08:00Private Money Lending|

The California Consumer Privacy Act (CCPA) is a landmark legislation measure that establishes a slew of new privacy rights for California individuals and stringent requirements for businesses that collect personal information about them. The act took effect on the 1st of January, 2020. Personal [...]

Hard Money Loan Types for Rental Properties

2022-01-11T02:17:28-08:00Private Money Lending|

One of the most common stumbling blocks for newcomers to the real estate investment sector is figuring out how to fund rental property transactions. There are several available alternatives to beginner real estate investors, but as expected, a number of sources for funding could [...]

The Basics of Preliminary Title Reports in Money Lending

2022-01-11T02:20:22-08:00Private Money Lending|

Every lending journey starts from seeking a borrower and real property collateral. However, real property collateral may sometimes have a false appearance, so it is important to make adequate research and findings to avoid unresolved liens from the previous owner. Put differently, anything that [...]

How Private Lenders can Help the Needy in Testing Times?

2022-01-11T02:21:53-08:00Private Money Lending|

Most people wonder how private lenders can be of great help in both expected and unexpected trying situations. Mostly, a private lender can be anybody: a family member or a hard money lender. Many banks also give out loans. In fact, they are a [...]

Top Three Regulations Private Lenders Use to Raise Money

2022-01-11T02:22:26-08:00Private Money Lending|

The majority of private lenders source their beginning capital from private investors, including friends and family. While this could be an easy way to raise capital, there is the limitation of not raising enough funds or the issue of trust when it comes to [...]

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