The Federal Housing Finance Agency (FHFA) is looking to revise their oversight of the single-family housing market. The agency has been receiving feedback from stakeholders and industry members on how to improve the GSEs’ pricing framework.

The FHFA has identified the improvement of the single-family housing market as a key priority in its oversight of the GSEs. To ensure this, the FHFA is seeking input from industry members to gain an understanding of objectives and higher order goals that should be incorporated into the new pricing framework.

Notable considerations include:
• Improved borrower access: Increasing access to credit by minimizing cost is a top priority for the FHFA.
• Transparency and liquid markets: Stakeholders have cited a need for more transparent and liquid mortgage markets.
• Risk-management: The FHFA is considering measures to help protect lenders from significant financial distress.
• Responsible
Borrowing: The FHFA is gauging industry opinion on helping borrowers understand their credit, and
take responsibility for their own financial decisions.
• Modeling and analytics: The FHFA is looking to develop metrics and related analytics that could
improve governance of the single-family housing market.

You can read this full article at: https://www.housingwire.com/articles/fhfa-seeks-input-on-gse-single-family-pricing-framework/(subscription required)

Note Servicing Center provides professional, fully compliant loan servicing for private mortgage investors so they can avoid the aggravation of servicing their own loans and just relax and get paid. Contact us today for more information.

Share This Story, Choose Your Platform!

Disclaimer

The information provided in this article is for general educational and informational purposes only and does not constitute legal, financial, investment, tax, or professional advice. Note Servicing Center, Inc. is a licensed loan servicer and does not provide legal counsel, investment recommendations, or financial planning services. Reading this content does not create an attorney-client, fiduciary, or advisory relationship of any kind.

Nothing in this article constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, promissory note, mortgage note, fractional interest, or other investment product. Any references to notes, yields, returns, or investment structures are illustrative and educational only. Past performance is not indicative of future results, and all investments involve risk, including the potential loss of principal.

Note investing, real estate transactions, and lending activities are subject to federal, state, and local laws that vary by jurisdiction and change over time. Before making any decision based on the information in this article, you should consult with a qualified attorney, licensed financial advisor, certified public accountant, or other appropriate professional who can evaluate your specific circumstances.

While we make reasonable efforts to ensure the accuracy of the information presented, Note Servicing Center, Inc. makes no warranties or representations regarding the completeness, accuracy, or current applicability of any content. We disclaim all liability for actions taken or not taken in reliance on this article.