Self-servicing a private mortgage portfolio costs far more than most lenders calculate. This post identifies 11 specific cost categories — from staff labor and compliance research to foreclosure exposure and note sale readiness — that erode yield and why understanding them starts with servicing, not rate sheets.
U.S. homeowners display strong financial health, featuring high equity levels and robust credit quality, according to the latest New York Fed credit report.
Real Brokerage collaborates with MAXA Designs to streamline agent marketing. Explore how this partnership boosts efficiency and fosters creativity in campaigns.
New proposals in NYC aim to streamline affordable housing development, receiving strong voter support. Discover implications for private lenders in this evolving market.
Predictions of a sell-off and migration surge remain unfulfilled as agents closely monitor developments for signs of the anticipated “Mamdani effect.”
Integrating on-time rental payments into credit reports can enhance credit scores, potentially expanding mortgage eligibility for consumers, VantageScore reports.
START Real Estate, a subsidiary of Fathom Holdings, broadens its reach into Utah, Arizona, and Nevada, targeting first-time homebuyers in these markets.
Federal Reserve outlook remains uncertain as interest rate cut likelihood lessens. Private lenders should monitor trends affecting borrowing costs and market dynamics.
The median age of first-time homebuyers has reached a historic 40 years, highlighting changing demographics and financial trends in the housing market.
A well-functioning foreclosure marketplace is essential for a healthy housing market, efficiently converting distressed properties into affordable retail inventory.
