Mortgage credit availability reaches peak levels not seen since 2022.
Conventional mortgage credit sees significant growth, highlighted by increased interest in adjustable-rate mortgages and cash-out refinance programs.
Trump Suggests 50-Year Mortgage to Enhance Housing Affordability
Trump advocates for 50-year mortgages to ease monthly payments, though extended terms may hinder equity growth and are not permitted under Dodd-Frank regulations.
9 Hidden Capital Costs Private Lenders Eliminate by Outsourcing Loan Servicing
In-house servicing drains more capital than most lenders track. Here are 9 real costs outsourcing removes — and what that means for your net yield.
8 True Capital Cost Drains That Outsourced Servicing Eliminates for Private Lenders
Outsourced private mortgage servicing eliminates eight capital cost drains that self-managing lenders absorb silently — from manual payment processing and escrow errors to compliance exposure and delinquency lag. Each drain shrinks real return on capital. Professional servicing removes them.
9 Hidden Capital Costs Private Lenders Discover Too Late
Private lenders routinely undercount their true cost of capital. Payment processing errors, escrow shortfalls, compliance penalties, foreclosure drag, and exit discounts all erode yield across the full loan lifecycle — and professional servicing is how you stop the bleed.
9 Hidden Capital Costs Every Private Mortgage Lender Needs to Calculate
Private mortgage lenders lose yield to costs they never see on a rate sheet. Here are 9 hidden capital drains—and how to stop each one.
11 Hidden Capital Costs Private Lenders Miss When Servicing Their Own Loans
Self-servicing a private mortgage portfolio costs far more than most lenders calculate. This post identifies 11 specific cost categories — from staff labor and compliance research to foreclosure exposure and note sale readiness — that erode yield and why understanding them starts with servicing, not rate sheets.
Latest Fed Data Challenges Notion of a Growing Foreclosure Crisis
U.S. homeowners display strong financial health, featuring high equity levels and robust credit quality, according to the latest New York Fed credit report.
Real Brokerage Partners with MAXA Designs for Automated Agent Marketing
Real Brokerage collaborates with MAXA Designs to streamline agent marketing. Explore how this partnership boosts efficiency and fosters creativity in campaigns.
New York City Voters Support Measures to Simplify Affordable Housing Development
New proposals in NYC aim to streamline affordable housing development, receiving strong voter support. Discover implications for private lenders in this evolving market.