PNC’s commercial real estate loans rise 22% as nonperforming credits grow.
PNC's commercial real estate loans hit $37B, with rising nonperforming credits—implications for private lenders' portfolio risk and targeted opportunities.
Home asking prices decline as 22% of listings take price cuts.
Private lenders: national asking prices slipped 0.3% year-over-year; 22% of active listings cut prices and pending sales remain near record lows. Risk view
Community bankers urge federal regulators to harmonize CRA revisions.
Private lenders: misaligned CRA changes may increase compliance costs, shift competitive dynamics, and affect community lending opportunities. Market risk.
Who benefits when listing scarcity is used as a market strategy?
A Zillow survey finding that roughly three-quarters of Hispanic and Black sellers were steered into private networks, compared with about one-quarter of white sellers, reveals a significant racial gap in how listing options are presented. The numbers, reported directly by Zillow, point to a [...]
Forty Wisconsin workforce units filled; 208 households remain waiting
Hayward 40-unit affordable workforce housing fully leased; 208-household waiting list signals strong demand and underwriting upside for private lenders also
Saluda Grade invests $20M in Zippy, expanding manufactured-home lending.
Private lenders: Saluda Grade's $20M investment in Zippy, underwrites manufactured-home expansion beyond 27 states and development of new lending products.
How equity buyouts operate in divorce refinances.
Equity equals appraisal less mortgage balance; buyout value depends on the remaining borrower capacity, income, debt ratios and allowable loan limits. LTVs
Mortgage applications fall 2.7% amid rising interest rates.
Mortgage refinance activity presented a mixed picture: the refinance share of originations rose to 37.7% even as FHA refinance volume declined by 5% amid rising interest rates. That divergence highlights a compositional shift within the refi market — conventional and credit‑strong borrowers appear more [...]
NAAHL urges regulators to reconsider proposed CRA revisions.
An industry association warns that proposed changes to asset thresholds used to determine community development eligibility would remove coverage for roughly 31 million people living in areas that would no longer meet revised criteria. The association contends that raising or recalibrating the asset tests [...]
Commercial lending licenses: triggers, exemptions, filings, compliance.
State. commercial-lending licensing: triggers, exemptions, entity structures, application steps, and ongoing compliance considerations for private lenders.