Credit Karma Partners with Better Teams to Introduce AI-Driven Refinance Platform
Credit Karma enables eligible members to secure preapproval in just five clicks and refinance home loans efficiently within 10 days, streamlining the mortgage process.
Impact of Rising Oil Prices on the U.S. Housing Market
Oil prices surged towards $120, impacting the 10-year yield fluctuations around 4.13%, while mortgage rates remained stable near 6.17%, signaling market dynamics.
Texas Sees Median Home Price Decline Amid Rising Sales
Texas housing market shows resilience, with a rise in home sales despite a drop in median prices. Explore insights for private lenders and market trends.
Seniors desire to age in place while family caregivers experience multiple strains.
A recent survey reveals that 10% of U.S. adults act as caregivers for parents aged 65 and older, highlighting potential implications for mortgage needs and financial planning.
NAR Restates Commitment to MLS Independence Following Compass-Redfin Alliance
NAR's recent statement reinforces its commitment to property transparency through MLS sharing, benefiting private lenders by enhancing market insights.
TransUnion Reduces VantageScore 4.0 Pricing to 99 Cents Per Score
TransUnion reduces VantageScore 4.0 pricing to 99 cents for mortgage origination, enhancing affordability for lenders and streamlining the selection process.
Zillow Achieves Success, Yet Market Dynamics Remain Uncertain
Explore the complexities of the Zillow vs. Compass lawsuit, including antitrust claims and state legislation, and their potential impact on private lenders.
Mortgage Originations Reach Three-Year High in Q4 Driven by Refinance Growth
Q4 originations projected at 1.44M with refinances nearing 40% share; eligibility increases to 5.4M, while average payments decrease 8% to $2,063.
Private Mortgage Compliance: Mastering Licensing & Usury with Professional Servicing
Private mortgage lenders face two compliance traps that derail lending operations: state licensing requirements that vary by jurisdiction and usury laws that scrutinize every fee and point — not just the stated rate. This guide covers what professional servicing addresses at every stage of the compliance lifecycle.
Private Lending Compliance: Dodging Licensing & Usury Traps with Expert Servicing
State licensing requirements and usury laws apply to every private mortgage note you service. Learn where the compliance traps sit - from multi-state licensing gaps to usury exposure and disclosure failures - and how professional servicing covers them.