MBA projects $2.2 trillion in mortgage origination for 2026
Purchase originations are projected to rise by 7.7% to $1.46T, while refinance originations may increase by 9.2% to $737B, indicating a positive market trend.
The True Cost of Capital Explained: A 2026 Guide for Private Mortgage Lenders and Investors
The true cost of capital in private mortgage lending is the realized yield after every cost is netted out. This guide breaks down origination costs, servicing inefficiencies, escrow drag, default carrying cost, opportunity cost during workouts, and exit discounts - and shows how disciplined servicing closes the gap between headline rate and realized yield.
Rocket Reduces Workforce Following Mr. Cooper Acquisition Completion
Rocket's $14.2 billion acquisition reflects a significant valuation increase, highlighting strategic growth and completed approvals that may impact private lenders.
Movement Mortgage Implements Technology Overhaul with New Loan Origination System
Movement Mortgage launches MORE LOS, a transformative tech overhaul designed to improve efficiency and collaboration in the mortgage process for private lenders.
Cornerstone Acquires Peoples Bank in Strategic Mergers and Acquisitions Move
Cornerstone Capital Bancorp's acquisition of Peoples Bancorp strengthens its presence in Texas, broadening banking services and enhancing growth opportunities.
Do MLS Policies Adapt to the ChatGPT Era?
Zillow's integration of ChatGPT sparks discussion on MLS policies and their ability to adapt to emerging technologies in the real estate industry.
Longbridge showcases wholesale reverse mortgage technology at NRMLA meeting.
Longbridge Financial introduces innovative tech tools like Bridget AI and Equity Engine at NRMLA, aimed at driving partner growth and enhancing efficiency.
Builder Confidence Increases Amid Market Challenges
Builder confidence shows potential gains in single-family housing starts, signaling positive trends for private lenders in upcoming markets. Continue reading for insights.
NYC Median Rent Increases by 5.4% Compared to Previous Year
Smaller apartments have seen a notable rent increase of 6.0%, rising to an average of $3,581. This trend could impact investment strategies for private lenders.
Texas Enacts New Rules for Real Estate Buyer Agency Agreements
Texas real estate agents must obtain a signed buyer agency agreement before showing properties, enhancing professionalism and transparency in the home-buying process.