America’s Housing Shortage: A Large and Uncertain Risk Factor
Explore the profound implications of the U.S. housing shortage on affordability and economic growth, highlighting the uncertainties that private lenders should consider.
7 Essential Documents for Private Lenders: Year-End Reporting and IRS Compliance Gallery7 Essential Documents for Private Lenders: Year-End Reporting and IRS Compliance
loan servicing private lenders, private lender loan servicing, private mortgage loan servicing companies, private mortgage servicing companies
7 Essential Documents for Private Lenders: Year-End Reporting and IRS Compliance
Private lenders need seven core documents to complete accurate year-end IRS reporting on mortgage note portfolios. This guide covers each document, its role in Form 1098 and 1099-INT preparation, and how professional servicing keeps your records audit-ready all year.
10 Data Points Private Lending Investors Demand Before Funding Your Deals
Investors don't fund lenders on instinct. They fund based on data. Here are the 10 servicing data points that determine whether your private mortgage note portfolio gets funded or passed over.
Georgia Legislation Aims to Limit HOA Foreclosures Amid Senior’s Struggles
Amid rising complaints about HOA fines escalating into liens and foreclosure risks, proposed measures aim to address these critical homeowner concerns.
Georgia Senate Approves Legislation to Limit Statewide Property Taxes
Sen. Chuck Hufstetler emphasizes the need to safeguard homeowners from significant tax hikes as the Georgia Senate moves to cap statewide property taxes.
Innovative App Merges Social Media and MLS Platforms
The Tuesday app enhances user engagement with MLS data, enabling agents to connect, track listings, and streamline collaboration for improved efficiency.
Short-term rentals challenge traditional appraisal methods lenders must address.
Short-term rentals function as operating businesses, unlike traditional rentals. Explore how Form 1007 impacts STR lending and strategies to mitigate DSCR risk.
Experian to acquire the mortgage comparison platform Own Up.
Experian to acquire mortgage shopping platform Own Up, aiming to enhance homebuying guidance and loan options within its consumer credit ecosystem.
Supreme Court Resolves Emigrant Bank’s 15-Year Dispute Over Jury Award
A $722,000 jury award for reverse redlining remains upheld after the Supreme Court rejects Emigrant Bank's appeal in a significant NYC mortgage case.
FHFA Advances New Credit Model Amid Resistance from GSEs, Says Housing Policy Council
The HPC found that the FHFA mandated Fannie and Freddie to endorse VantageScore 4.0, highlighting tensions in credit scoring methodology amidst regulatory changes.