Seven core documents determine whether a private mortgage note is a secure investment or a liability: promissory note, mortgage, chain of assignments, title insurance, payment history, hazard insurance, and property tax records. This checklist covers what to examine in each document and how professional servicing keeps your loan file defensible through payoff.

7 Red Flags Indicating Dangerous Risk Stacking in Your Private Loan Portfolio The world of private lending offers tantalizing opportunities for lenders, brokers, and investors seeking higher yields and greater control than traditional financial markets. However, with great opportunity comes inherent risk, and nowhere [...]

Spot the borrower warning signs that turn loan workouts into losses. 7 red flags every private lender must evaluate before modifying a struggling note.

Private note buyers who skip document review inherit every defect the seller missed. These seven documents — the promissory note, mortgage or deed of trust, all assignments, payment history, title insurance policy, property tax records, hazard insurance, and loan origination file — determine whether a note is enforceable, accurately priced, and legally sound.

Before offering a borrower a loan workout, screen for these 7 red flags that signal workout failure. Covers evasive communication, documentation refusal, hidden liens, prior workout failure, and more.