Judge Preserves $56.1 Million in HUD Housing Counseling Funds.
HUD housing counseling $56.1M preserved by court amid nonprofit challenge to federal rescission; implications for private lenders' borrower counseling risk.
Archwest completes $300M RTL securitization, bringing program to $875M.
Archwest closed a $300M RTL securitization, expanding its rated RTL program to $875M — noted structure, investor demand and credit, covering tranche-level
Pacaso narrows loss as co-ownership margins expand.
Pacaso posted a $12.5M loss while core co-ownership gross profit rose 23% and adjusted EBITDA loss narrowed — implications for private lenders' risk/yield.
Samuelson warns: weakening the MLS may prompt regulatory scrutiny.
Exclusive coverage from CMLS reports that Samuelson highlighted heightened congressional attention toward Compass and MRED, framing the scrutiny as a broader inquiry into how brokerages and regional MLSs handle listing data. The coverage underscores industry concern that restrictive data practices—whether through platform control, selective [...]
CRMLS rejects Compass demands and establishes legal defense fund.
CRMLS rebuffs Compass over cooperation rules and creates an MLS Legal Defense Fund — potential effects on listing access referral flows & transaction risk.
Federal judge denies Zillow’s motion to dismiss agent antitrust case.
Judge rejects Zillow motion in agent antitrust suit alleging referral system channels agents to Zillow Home Loans and Follow Up Boss; private lender impact
A developing Super El Niño could affect the housing market
Private lenders: focus exposure review as California and Gulf Coast are primary impact zones; emphasize collateral inspections, insurance and regional caps.
ICE launches residential whole-loan evaluations service.
As lenders and investors increasingly favor programmatic, standardized inputs, the introduction of model-driven evaluations marks a step toward more consistent valuation and risk assessment across loan types. The service delivers automated valuation and risk outputs for qualified mortgage (QM), non-QM and specialty loans, packaged [...]
Judge directs New York City to rescind pied-à-terre surcharge notices.
Court limits NYC enforcement of a state-authorized surcharge; Suffolk County suit by out-of-state plaintiffs raises lender compliance and risk concerns now.
A modern lender’s guide to building borrower confidence.
ServiceLink’s Loan Officer Report finds that mortgage fee transparency combined with borrower education can create a clear competitive advantage for originators. Loan officers who openly disclose fees, explain tradeoffs and contextualize costs reduce friction, strengthen borrower trust and improve conversion outcomes. The report frames [...]