Mortgage rates steady as markets absorb Fed remarks and Trump directive.
30-year fixed at 7.38% as markets digest Fed comments and a likely 25-bps hike; lenders and servicers should monitor lock activity and pipeline risk.
Why hand calculations still outperform spreadsheets in builder deals.
Shows how pencil-and-paper checks expose anomalies and dependencies spreadsheets can hide. Useful to lenders and servicers assessing builder risk.
Only individuals with a direct stake should oversee AI mortgage tools.
How compliance-focused rules and follow-up workflows can break generic chatbots in production lending, and what private lenders and servicers must address.
California voters will decide on an $11.25 billion housing bond.
Proposition 1 would authorize $11.25 billion in housing bonds, including $10 billion repaid from the state budget and $1.25 billion in veteran mortgages.
Open Real Estate gains support from independents and MLSs.
Open Real Estate drew 493 letters from independents, 59% of responses, while MLSs may open new listing access; lenders and servicers should assess.
eLEND widens credit eligibility for FHA cash-out and conventional loans.
Coverage of eLENDs expanded credit eligibility for FHA cash-out refis and conventional loans, requiring limited-time CreditEdge locks and AUS approval.
Northern California MLSListings has joined antitrust action against Compass.
Amended complaint adds Northern California MLSListings to the Compass antitrust case and seeks protection for MLS cooperation rules, creating antitrust.
Appleton Leads Housing Rankings as Midwest Affordability Draws Buyers.
Appleton, Wisconsin, topped a 200-metro housing-market ranking dominated by Midwest and Northeast cities, though the results reflect a weighted index.
Earnings for publicly traded mortgage, real estate, and homebuilder firms.
A rundown of major lenders, brokerages, listing portals, title firms and homebuilders, focusing on loan volumes, margins and capital trends.
MLSs must build broker tools or brokers will create them.
Examines broker pressure on MLSs to loosen data use, IDX and distribution rules amid a vendor delay and the implications for lender lead flow, data access.