Homeowners express desire for greater down payment knowledge, survey reveals.
A recent survey reveals that most homeowners opt for a down payment of 10% or less, despite a prevalent belief that 20% is necessary for mortgage approval.
California’s Proposed Tax on Retirement Accounts Faces Expert Opposition
Explore the Retirement and Personal Savings Protection Act, a key initiative in the ongoing billionaire's tax debate, affecting private lenders and investment strategies.
Loan Officer Mobility Declines Again, Highlighting the Importance of Stability
LO mobility dropped to 20.6% despite an increase in producing loan officers to 225,062, with switches remaining steady around 46,000.
Analyzing the Strategic Reasons for QXO’s $17 Billion TopBuild Acquisition
Explore how Brad Jacobs' strategic $17 billion acquisition of TopBuild enhances market presence and disrupts the building materials supply chain for private lenders.
Cole West Finalizes Acquisition of 38 Homesites for Utah Community Expansion
Development of a new Utah community will commence soon, with home sales projected to start in the $700,000 range, presenting investment opportunities.
Maine Implements Consumer Protections for Home Equity Investments
Maine introduces the first state law regulating Home Equity Investments, mandating disclosures, counseling, and assignee liability for shared appreciation agreements.
Three Essential Lessons for Mortgage Leaders Today
Private lenders may find insights in the mortgage industry's persistence in traditional approaches, focusing on top producers and internal design over innovative AI solutions.
AI Staging’s Impact on Real Estate Ethics and Trust in Listings
Discover best practices for agents to ensure property listings are accurate and transparent, helping to foster trust and prevent buyer misunderstandings.
Cities Where Homeownership Exceeds Renting in Financial Benefits
Analysis reveals that homeownership outperformed renting in profitability across 250 cities, particularly when down payments are reinvested in stocks.
Builder Confidence Declines to Seven-Month Low
Builder sentiment has declined as buyers grapple with high interest rates and economic uncertainty, signaling challenges for private lenders in the market.