DOJ and FBI Investigate Pulte for Alleged Misconduct in Mortgage Fraud Referrals
DOJ and FBI are investigating Pulte for potential misconduct linked to mortgage fraud referrals, raising concerns for private lenders about due diligence practices.
7 Factors That Determine Your Seller-Financed Note’s Sale Price
Seven factors determine what a note buyer will pay for your seller-financed mortgage: payment history, borrower profile, LTV, note terms, lien position, documentation quality, and servicing records. Learn how each factor is evaluated—and how professional servicing positions every one of them for the tightest possible discount.
Current Housing Market Sees 37% More Sellers Than Buyers
Discover the current housing market trends revealing over 30% more sellers than buyers, providing insights for private lenders navigating opportunities.
RE/MAX Reports a 3.2% Increase in Home Sales Compared to Last Year
Discover the latest trends in home listings and sales data, highlighting shifts that may impact private lenders and investment strategies in the housing market.
Minnesota Property Taxes May Increase by $1 Billion in the Coming Years
Minnesota faces a significant property tax increase that may reach $1 billion, raising concerns for lenders about market stability and investment strategies.
Report Reveals Nearly Half of Renters Plan to Purchase a Home Soon.
Experian's report reveals that around 60% of current renters possess near-prime or higher credit scores, indicating a potential surge in home buyers.
Risk Stacking Alert: 7 Red Flags Threatening Your Private Loan Portfolio
Seven operational, regulatory, and financial red flags signal dangerous risk stacking in a private mortgage note portfolio. Fragmented data, informal collections, outdated documentation, absent escrow oversight, manual processes, insufficient regulatory monitoring, and no business continuity plan each create individual vulnerabilities — and compound into portfolio-level crises when they coexist.
REX requests the Supreme Court to revisit its case for consideration.
REX has filed a petition with the Supreme Court seeking a review of the denial of its certiorari writ, potentially impacting private lending practices.
NAR Delegates Vote Against Referral-Fee Disclosure Rule’s Transparency
NAR’s Delegate Body has rejected an amendment for Realtors to disclose referral fees, impacting transparency and ethical practices in the real estate market.
The Rise of Mortgage Defects and Their Increasing Importance
Mortgage loan defects increased for the second consecutive quarter, primarily due to cash-out refinances and rising eligibility challenges for borrowers.