MISMO Revises Mortgage Insurance Data Guide for VantageScore 4.0 and FICO 10T
MISMO updates mortgage insurance data standards to align with VantageScore 4.0 and FICO 10T, enabling private lenders to adapt to evolving credit models.
Phase-out of student loan plan may affect mortgage affordability.
The SAVE income-driven repayment plan will be phased out, requiring borrowers to choose new terms within 90 days following a court ruling.
Harvest Capital and TPG Finalize $600 Million Metro Development Group Facility
Harvest Capital and TPG have completed a $600M recapitalization and expansion facility for Metro Development Group, supporting 10 Florida MPCs and regional growth.
FOA acquires Onity’s reverse mortgage assets, adding $5.2 billion in UPB.
FOA will acquire Onity's reverse mortgage loan pipeline, marking Onity's exit from the reverse mortgage origination sector, reshaping industry dynamics.
Figure CEO believes $300M prefunded securitization provides added certainty for originators.
Figure has successfully closed a $300 million prefunded securitization for Figure Connect loans, enabling capital commitment from investors ahead of loan origination.
The mortgage industry embraces AI while aiming for sustainable growth.
As the mortgage sector embraces AI for efficiency, regulatory compliance challenges emerge. Lenders need scalable solutions to balance innovation and accountability.
South Dakota Coalition Unable to Qualify Ballot Measure for Property Tax Law
Explore the implications of the cost-of-living crisis on South Dakota residents as a coalition's attempt for a ballot measure on property tax law fails.
Shifts in Luxury Buying Behavior as AI-Enhanced Wealth Increases
Explore how AI-driven buyers, climate relocation, and restricted inventory influence luxury real estate demand in the $1M to $5M market segment.
Evaluating Real Estate Offers: Identifying Risks Beyond Price Alone
NAR reports highlight that 5% of contracts are terminated and 13% face settlement delays. Agents can mitigate risks by assessing financing and contingencies.
Unified Success Stories in the 2026 RealTrends Verified Program
Discover how leading mortgage professionals prioritize consistency, company culture, and client focus to drive success in the competitive lending landscape.