Experian and Workday integration expands real-time income and employment verification.
Experian's Verify links to Workday payroll, giving private lenders instant income and employment verification to speed underwriting and risk assessment...
UWM expands underwriter authority within Underwriting+ program.
UWM's Underwriting+ consolidates underwriting, processing and borrower contact under one underwriter to shorten cycle times; pilots averaged 8.3 days to CTC.
Fannie Mae updates Desktop Underwriter to flag loan issues sooner.
Fannie Mae’s Desktop Underwriter enhancements flag potential loan issues earlier and streamline validation workflows, aiding private lenders’ risk assessment
Institute for Luxury Home Marketing introduces a property search platform.
Access a members platform reaching 11k+ industry professionals offering deal flow tools, underwriting resources and compliance insights for private lenders.
How mortgage brokers can serve underserved VA borrowers.
At AIME Fuse, VA lending specialists confronted persistent misconceptions that have constrained veteran access to mortgage credit and muddied originator behavior. Panelists emphasized that many perceived barriers—around eligibility, down payment expectations and appraisal rules—stem from outdated information rather than actual program restrictions. They pointed [...]
Gateless Smart Underwrite receives AZP Platinum AI certification.
AZP has reported that a portfolio of 230,000 loans produced no reported claims and has introduced a framework emphasizing governance and auditability to underpin that assertion. The scale of the claim, paired with explicit controls, is presented to signal disciplined underwriting, consistent servicing practices, [...]
Hive MLS CEO Daniel Jones argues for a new MLS constitution.
A terse declaration has injected fresh scrutiny into the MLS ecosystem as association leaders face mounting questions about private listing practices, data ownership and related governance issues. The statement underscores how opaque distribution of property information can ripple through the housing finance chain — [...]
Non-retirees increasingly worry about outliving their assets.
Most non-retired Americans view the prospect of losing regular paychecks as a significant financial threat, reflecting widespread gaps in savings, reliance on wage income, and limited access to guaranteed retirement streams. That concern is rooted in the shift away from employer-guaranteed pension models toward [...]
Typical down payment decreases 9.2% to $27,100.
Typical U.S. down payments fell, increasing buyer leverage in a softer market—implications for private lenders' risk, pricing and structuring & exit plans.
Uplist adds Arcasa zero-down FHA option to listing payment tools.
Uplist QR-code and listing links present Arcasa zero-down FHA vs standard financing, helping private lenders to compare borrower risk and potential yields.