Fed Vice Chair Advocates for Basel Regulatory Changes to Increase Mortgage Lending
Michelle Bowman argues at a key industry forum that Basel capital rules are driving mortgage lending and servicing away from banks, urging a reassessment.
Report Indicates Decline in All-Cash Home Purchases and Rise in FHA Loans
FHA loan usage declined to 14.4% among homebuyers, indicating a shift in financing trends—essential insights for private lenders.
Housing demand rebounds as mortgage rates approach 6%
Housing demand increased as winter weather effects diminished, with a rise in pending sales and new listings, and a slight reduction in price cuts.
Major mortgage lenders report robust activity in originations.
Lower mortgage rates are spurring increased pipelines, as lenders report a rise in refinancing incentives coupled with improving purchase demand in the market.
AI Hype vs. Signal: Implications of Super Bowl LX Ads for Homebuilders
Explore how Super Bowl LX's high-stakes advertising reflects shifting investment trends and the impact of technology narratives on capital behavior in the mortgage industry.
Court Upholds Racially Targeted Special Purpose Credit Program in Washington
A federal judge has upheld a special purpose credit program aimed at addressing the racial homeownership gap in Washington state, impacting private lenders.
Exploring Social Security Planning to Facilitate Reverse Mortgage Discussions
Reverse mortgage professionals should prioritize Social Security education to foster trust with clients and effectively discern their needs for tailored solutions.
Lenders’ strategies for adapting to evolving AI regulations
Mortgage lenders are under increased scrutiny regarding AI usage. Discover three key steps to ensure responsible governance and minimize compliance risks.
January Sees an 8.4% Decline in Existing Home Sales
Median existing home prices have risen slightly, yet home sales are experiencing a notable decline. Explore the implications for private lenders and market dynamics.
Senior Home Equity Surges While Trump Opposes Price Reductions
Housing wealth for homeowners aged 62 and older rose 1.9% to a historic $14.66 trillion, highlighting growth in the senior housing market and potential lending opportunities.