Leaders at Brown Harris Stevens, NextHome and Lamacchia Realty warn that a growing practice known as listing hoarding — where agents delay, stagger or restrict the exposure of homes to the market — is compromising the foundation of property valuation. By withholding accurate, timely [...]
California single-family sales declined 6.5% year-over-year while median price held near $900K, altering inventory, underwriting and private-lenders' risk.
Mortgage markets showed modest easing as HousingWire Data reported the average 30‑year conforming mortgage rate at 7.52%, down 11 basis points from the prior week, alongside a retreat in the 10‑year Treasury yield to 5.09%. The decline reflects renewed demand for longer-duration debt and [...]
MPF Xtra lenders must submit escrow events separately to Computershare in Excel, CSV or JSON; loan-delivery updates add appraisal and property fields. Note.
Mortgage lenders often assume that automation and AI will materially lower origination costs, but those outcomes depend on a clear accounting of how much expert attention each loan consumes. Without granular measurement of underwriting judgment, exception handling, pricing overrides and other high-touch activities, AI [...]
Higher rates shift markets toward buyers, boosting buyer leverage and trimming a fixed-budget buyer's buying power by $22,000 - private lenders: note soon.
Analysts conclude that a pronounced lock-in effect continues to shape the housing market, with a sizable share of homeowners electing to stay put to retain low-rate mortgages. That reluctance to list is suppressing turnover even as a modest uptick in supply emerges from a [...]
An analysis of 10 million real estate leads found that 91% received no human contact within 90 days, revealing a pervasive lapse in the lead-to-engagement pipeline across agencies and lenders. The scale of unaddressed inbound interest signals significant inefficiencies: marketing budgets generate volume but [...]
Spain housing decree limits discounted property acquisitions, expands tenant protections and enables new affordable-housing finance; implications for private lenders. NB.
Industry findings underscore that retaining mortgage originators and support staff demands a strategy that goes well beyond monitoring sales figures and tweaking commission plans. Compensation remains essential, but firms that treat pay as the primary retention lever often see short-lived production gains and recurring [...]
